855 Hancock Ct, Union, KY 41091 Property Records

Boone County property record for 855 Hancock Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,272 sqft · built 2014
Owner	Individual Name on File
Last Sale	$322,500 (Aug 2018)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064.24-07-019.00`

Property Details

APN / Parcel Number

Primary APN	`064.24-07-019.00`
Alternative APN	`48630`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,272 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	855 HANCOCK CT
City	UNION
State	KY
Zip	41091-7816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SEC 24 BLK F TRIPLE CROWN COUNTRY CLUB
Legal Subdivision	TRIPLE CROWN CC SEC 24
Legal Block	F
Legal Lot Number	19
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2000
Census Tract	70605

Owner

855 Hancock Ct is owned and occupied by an individual who bought it in August 2018.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	855 HANCOCK CT, UNION, KY 41091-7816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Aug 14, 2024	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Aug 24, 2018	Warranty Deed, Transfer PROMINENT TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Prior Sale	Jun 3, 2014 · Amount on File
Deed Document Number	758138
Deed Book / Page	D1113 / 834
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	855 HANCOCK CT, UNION, KY 41091-7816
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4570/878
Date	Feb 8, 2022
Book Page	M4570/878
Instrument	860542

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	855 HANCOCK CT, UNION, KY 41091-7816
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M4263/298
Date	Feb 18, 2020
Book Page	M4263/298
Instrument	795103

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	345 Months
Due	Nov 1, 2048

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	855 HANCOCK CT, UNION, KY 41091-7816
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8S5 HANCOCK CT, HAMILTON, KY 41091

Mortgage

Document Number	0M4765/237
Date	Aug 14, 2024
Book Page	M4765/237
Instrument	1054671

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Aug 24, 2018
Property Address	855 HANCOCK CT, UNION, KY 41091-7816
Document Number	0D1113/834
Book / Page	D1113 / 834
Map Reference	CAB 5 PG 678
Instrument Date	Aug 17, 2018
Instrument	758138
Transaction Type	Transfer
Record Updated	Nov 24, 2025
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 HANCOCK CT, UNION, KY 41091-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	855 HANCOCK CT, UNION, KY 41091-7816

Tax Assessment & Valuation

The 2025 property tax bill for 855 Hancock Ct was $5,216.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00	$460,100 Land $75,000 Building $385,100
2024			$460,100 (+25.27%) Land $75,000 Building $385,100
2023	$4,254.00 (+3.18%)	$367,300 (-) Land $50,000 Building $317,300	$367,300 (-) Land $50,000 Building $317,300
2022	$4,123.00	$367,300 Land $50,000 Building $317,300	$367,300 Land $50,000 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Hancock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Hancock Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Hancock Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures