Pontotoc County property record for 855 Garrett Creek Loop, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,428 sqft · built 1964 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $615 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-35-000-011 |
| Primary APN | 117-35-000-011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,428 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Utility Building | 120 sqft |
| Heating Fuel | Gas |
|---|
| Account Number | 2765 |
|---|---|
| Street Address | 855 GARRETT CREEK LOOP |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC SW1/4 276-478 408-3 447-38 455-409 494-217 11/89 20204673 12/9/20 20210108 1/12/21 601 503 3024 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 950400 |
855 Garrett Creek Loop is owned and occupied by an individual who acquired it in January 2021.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 855 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 12, 2021 | Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 |
| Deed Sale | Jan 12, 2021 |
| Prior Sale | Dec 9, 2020 |
| Deed Document Number | 2021000108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Dec 9, 2020 |
| Property Address | 855 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6105 |
| Document Number | 2020004673 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2020004673 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6953 MEADOWVIEW DR, LAMBERTVILLE, MI 48144-9770 |
| Name | Verified Name |
|---|---|
| Address | 855 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6105 |
| Investor | Possibly a Property Investor |
| Document Number | 2020004674 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020004674 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Recording Date | Jan 12, 2021 |
| Property Address | 855 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6105 |
| Document Number | 2021000108 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2021000108 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6953 MEADOWVIEW DR, LAMBERTVILLE, MI 48144-9770 |
| Name | Verified Name |
|---|---|
| Address | 855 GARRETT CREEK LOOP, PONTOTOC, MS 38863-6105 |
| Investor | Possibly a Property Investor |
| Document Number | 2021000109 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021000109 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 855 Garrett Creek Loop was $615 with exemptions applied.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $615.00 Homeowner's exemption Senior Citizen's exemption | $4,811 | $48,004 Land $9,250 Building $38,754 |
| 2023 | $589.00 Homeowner's exemption Senior Citizen's exemption | $4,612 | $46,014 Land $9,250 Building $36,764 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 855 Garrett Creek Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 855 Garrett Creek Loop is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PONTOTOC serves 9,398 people · EPA ID MS0580006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Fulton Telephone Company Fiber | 1,000 / 1,000 |
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