855 Fenwick Loop, The Villages, FL 32163 Property Records

Sumter County property record for 855 Fenwick Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,564 sqft · built 2012
Lot Size	0.153 acres (6,669 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2023)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Sep 2023 Transfer Apr 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`121923G01F109`

Property Details

APN / Parcel Number

Primary APN	`121923G01F109`
Alternative APNs	`G01F109` `1042758`

Interior

Building Area	1,564 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,564 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Lot Area	6,669 sqft (0.153 acres)
View / Lot	Road
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	202 sqft

Location & Zoning

Street Address	855 FENWICK LOOP
City	THE VILLAGES
State	FL
Zip	32163-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 THE VILLAGES OF SUMTER UNIT NO 197 PB 12 PGS 26-26C
Legal Range	23E
Legal Township	19S
Legal Section	12
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	109
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	2
Census Block	2015
Census Tract	911401

Owner

Source: Sumter County assessment roll, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 5, 2023	Warranty Deed, Transfer FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC
Sep 27, 2019	Personal Representative Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK INC
Apr 23, 2018	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Mar 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	202313134
Deed Book / Page	4444 / 538
Last Transfer Date	Sep 12, 2023
Transfer Doc	0045310719
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMTER FL
Recording Date	Sep 21, 2023
Property Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Document Number	0045310719
Book / Page	4531 / 719
Map Reference	MB 12 PG 26,26A-26C
Instrument Date	Sep 12, 2023
Instrument	202360035922
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 5, 2023
Property Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Document Number	0044440538
Book / Page	4444 / 538
Map Reference	MB 12 PG 26&26A-26C
Instrument Date	Mar 31, 2023
Instrument	202360013134
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ELLIS RD, ROSSVILLE, GA 30741-2200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308

September 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 27, 2019
Property Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Document Number	0036320427
Book / Page	3632 / 0427
Map Reference	MB12 PG26-&26-A-26-C
Instrument Date	Sep 16, 2019
Instrument	201960037424
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,977.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7819 193RD RD, LIVE OAK, FL 32060-7744

Mortgage

Document Number	0003632428
Date	Sep 27, 2019
Instrument	3632/428

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 23, 2018
Property Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Document Number	0034000227
Book / Page	003400 / 000227
Instrument Date	Apr 6, 2018
Instrument	60014165
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$1,596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 FENWICK LOOP THE VILLAGES FL 321632308, THE VILLAGES, FL 32163-2308

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 5, 2018
Property Address	855 FENWICK LOOP, THE VILLAGES, FL 32163-2308
Document Number	0033770185
Book / Page	003377 / 000185
Instrument Date	Jan 4, 2018
Instrument	60007420
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2505 FOXBRIDGE TER THE VILLAGES FL 321625044, THE VILLAGES, FL 32162-5044

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00 (-1.72%) Additional exemption filed	$313,060 (+31.47%) Land $40,010 Building $273,050	$313,060 (-0.06%) Land $40,010 Building $273,050
2024	$3,552.00 (+94.42%)
2023	$1,827.00 (-30.69%) Additional exemption filed	$238,120 (+3%)	$313,240 (+5.91%) Land $26,680 Building $286,560
2022	$2,636.00 Homeowner's exemption	$231,190	$295,760 Land $30,010 Building $265,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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