June 2023: Warranty Deed, Subdivision Related Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLESTON SC
Recording Date
Jun 23, 2023
Property Address
855 EMILY DR, CHARLESTON, SC 29407-2713
Document Number
0011870047
Book / Page
1187 / 47
Map Reference
MB G PG 96A
Instrument Date
Jun 8, 2023
Transaction Type
Subdivision Related Transfer
Record Updated
Aug 18, 2023
Title Company
WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,365.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
855 EMILY DR, CHARLESTON, SC 29407-2713
Mortgage
Document Number
0000118749
Date
Jun 23, 2023
Instrument
1187/49
Lender
Name
SOUTH STATE BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2053
March 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CHARLESTON SC
Property Address
855 EMILY DR, CHARLESTON, SC 29407-2713
Transaction Type
Mortgage
Record Updated
May 25, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
213 N PANDORA DR, GOOSE CREEK, SC 29445-3401
Mortgage
Document Number
0011700744
Date
Mar 29, 2023
Book Page
1170/744
Lender
Name
DEBORAH E STILL
Type
Private Party
Address
4620 MOSS CT, NORTH CHARLESTON, SC 29420
Agreement
Type
Line of Credit
Amount
Amount on Record
February 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
CHARLESTON SC
Property Address
855 EMILY DR, CHARLESTON, SC 29407-2713
Transaction Type
Mortgage
Record Updated
Apr 20, 2021
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
09630079
Date
Feb 23, 2021
Book Page
963/79
Lender
Name
GATEWAY FIRST BANK
Type
Bank
Address
JENKS, OK 74037
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
352 Months
Due
Jun 1, 2050
September 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
CHARLESTON SC
Recording Date
Sep 18, 2017
Property Address
855 EMILY DR, CHARLESTON, SC 29407-2713
Document Number
0666/0381
Book / Page
000666 / 000381
Instrument Date
Aug 22, 2017
Transaction Type
Transfer
Record Updated
Oct 10, 2017
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$204.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
855 EMILY DR CHARLESTON SC 294072713, CHARLESTON, SC 29407-2713
Mortgage
Document Number
666/0382
Date
Sep 18, 2017
Book Page
000666/000382
Lender
Name
GATEWAY MTG
Type
Mortgage Company
Address
JENKS, OK 74037-3448
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 17, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 855 Emily Dr was $2,688, down 1.9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Charleston County
Municipality
Charleston City
Unified School District
Charleston County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$2,688.00 (-1.93%)
$525,000 (+2,4%)Land $164,000Building $361,000
$525,000Land $164,000Building $361,000
2024
$2,741.00
$21,000
2022
$1,197.00
$9,380
$315,900Land $96,400Building $219,500
2020
$525,000Land $164,000Building $361,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 855 Emily Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 140 individual policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
156 units insured incl. 16 condo units
Nearby Flood Claims
48 (1979–2024)
Claims Outside the SFHA
16 of 48
Most Recent Claim
Aug 2024 · Hurricane Debby
Claims by Event
Hurricane Ian, Sep 2022 · 6 claims
Severe Storms And Flooding, Oct 2015 · 7 claims
Hurricane Hugo, Sep 1989 · 14 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 855 Emily Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source
Surface water
Last State Inspection
Feb 2024
Lead
4 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Corrosion control Jul 2025
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
WOW Internet, Cable & Phone Cable
1,200 / 50
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area