855 E Spring St, Cookeville, TN 38501 Property Records

Putnam County property record for 855 E Spring St, Cookeville, TN 38501

Property Summary

Property Type	Commercial
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Owner Names on Record
Last Sale	$215,117 (Dec 2014)
Tax Bill	$3,387 (2022)
Deeds & Mortgages	May 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071053L A 00601`

Property Details

APN / Parcel Number

Primary APN	`071053L A 00601`
Alternative APN	`053L A 00601`

Interior

Overhead Door	Overhead Door

Exterior

Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	149 ft deep x 199 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	855 E SPRING ST
City	COOKEVILLE
State	TN
Zip	38501-3601
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	DISTRICT: 01 LOTS 13-20, COUNTY AREA: C04
Legal Subdivision	D C WILHITE
Legal Lot Number	LIST 14
Jurisdiction	PUTNAM TN
Township / Civil Division	1
Census Block Group	1
Census Block	1039
Census Tract	600

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5712 BOATMAN LN, COOKEVILLE, TN 38506-7067

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage BANK OF PUTNAM CNTY
May 14, 2020	Deed of Trust, Mortgage BANK OF PUTNAM CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	00RB852300
Deed Book / Page	RB852 / 300
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	855 E SPRING ST, COOKEVILLE, TN 38501-3601
Document Number	RB1203140
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 BOATMAN LN COOKEVILLE TN 385067067, COOKEVILLE, TN 38506-7067
Investor	Possibly a Property Investor

Mortgage

Document Number	RB1203140
Date	Jun 4, 2020
Book Page	001203/000140
Instrument	240663

Lender

Name	BANK OF PUTNAM CNTY
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	855 E SPRING ST, COOKEVILLE, TN 38501-3601
Document Number	RB1203129
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5712 BOATMAN LN COOKEVILLE TN 385067067, COOKEVILLE, TN 38506-7067
Investor	Possibly a Property Investor

Mortgage

Document Number	RB1203129
Date	Jun 4, 2020
Book Page	001203/000129
Instrument	240662

Lender

Name	BANK OF PUTNAM CNTY
Type	Bank
Address	CROSSVILLE, TN 38555

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Municipality	Cookeville City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,160 (-) Land $54,800 Building $51,360
2023		$106,160 Land $54,800 Building $51,360
2022	$3,387.00
2021			$265,400 Land $137,000 Building $128,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Twin Lakes.

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