855 E Mount Harmony Rd, Owings, MD 20736 Property Records

Calvert County property record for 855 E Mount Harmony Rd, Owings, MD 20736 · Last verified September 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2007
Square Footage1,860 sqft Total Area
Lot Size91,040 sqft (2.08 acres)
GarageAttached, 484 sqft
OccupancyOwner Occupied
Last Sale$545,000 (2021)
Tax Bill$4,525.00 (2023)

Property Details

APN / Parcel Number

Primary APN03-161676
Alternative APNs
  • 3161676
  • 161676

Interior

Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area1,860 sqft Total Area
Basement Area900 sqft Basement
Finished Basement900 sqft Finished
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Construction TypeWood Frame Construction
Roof MaterialComposition Shingle Roof
Lot Area91,040 sqft (2.08 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Deck Area216 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number161676
Old Parcel Number3161676
Street Address855 E MOUNT HARMONY RD
CityOWINGS
StateMD
Zip20736-8818
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 2 THOS & ABDUS-SALAAM PROP
Legal SubdivisionTHOMAS & ABDUS-SALAAM PROP
Legal Lot Number2
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup1
Census Block1017
Census Tract860300

Owner

Source: Calvert County records · APN 03-161676

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Deed, Transfer · Veterans Administration Mortgage
PROSPERITY HOME MORTGAGE LLC
Nov 15, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA
May 17, 2018Deed, Transfer · Veterans Administration Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2021 · Amount on Record
Deed SaleAug 09, 2021 · Amount on Record
Prior SaleMay 17, 2018 · Amount on Record
Deed Doc Number0006045362
Deed Book / Page6045 / 362
Record RefreshedJun 07, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateAug 09, 2021
Property Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818
Document Number0060450362
Book / Page6045 / 362
Map ReferenceMB ABE 5 PL 174
Instrument DateJul 23, 2021
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7011 MYRTLE AVE, 7011, NORTH BEACH, MD 20714-9609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818

Mortgage

Document Number6045372
DateAug 09, 2021
Instrument6045/372
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818
Document Number0054840485
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address855 E MOUNT HARMONY RD OWINGS MD 207368818, OWINGS, MD 20736-8818

Mortgage

Document Number0054840485
DateDec 03, 2019
Book Page005484/000485
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2049

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 17, 2018
Property Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818
Document Number0051890472
Book / Page5189 / 472
Map ReferenceMB ABE5 PL171
Instrument DateMay 15, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address855 E MOUNT HARMONY RD, OWINGS, MD 20736-8818

Mortgage

Document Number0005189477
DateMay 17, 2018
Instrument5189/477
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,525.00$435,533$497,000 Land $155,400 Building $341,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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