855 E Carmen Ave, Fresno, CA 93728 Property Records

Fresno County property record for 855 E Carmen Ave, Fresno, CA 93728

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,806 sqft · built 1940
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Apr 2018)
Tax Bill$3,446 (2025)
Deeds & MortgagesJul 2020 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN451-043-07

Property Details

APN / Parcel Number

Primary APN451-043-07

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,806 sqft Living Area
1st Floor Area1,518 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleL-Shape
Exterior MaterialBlock
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions100 ft deep x 57 ft wide
View / LotCorner

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address855 E CARMEN AVE
CityFRESNO
StateCA
Zip93728-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPOR OF LOTS 2 & 3 BLK 1 WILSONS NORTH FRESNO TRACT
Legal SubdivisionWILSONS NORTH FRESNO
Legal Block1
Legal Lot Number3
JurisdictionFRESNO CA
Township / Civil DivisionFRESNO
Census Block Group1
Census Block1002
Census Tract2200

Owner

855 E Carmen Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Fresno County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address855 E CARMEN AVE, FRESNO, CA 93728-1804
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Apr 10, 2018Grant Deed, Transfer · FHA Mortgage
RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2018 · Amount on File
Deed SaleApr 10, 2018 · Amount on File
Prior SaleMar 19, 2015 · Amount on File
Deed Document Number201841957
Prior Transfer DateSep 29, 1993
Prior Transfer Doc0000151921
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address855 E CARMEN AVE, FRESNO, CA 93728-1804
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096153
DateJul 29, 2020
Instrument2020-0096153
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateApr 10, 2018
Property Address855 E CARMEN AVE, FRESNO, CA 93728-1804
Document Number0000041957
Map ReferenceMB 4 PG 44
Instrument DateMar 13, 2018
Instrument2018-0041957
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address855 E CARMER AVE, FRESNO, CA 93728-1804

Mortgage

Document Number0000041958
DateApr 10, 2018
Instrument2018-0041958
Lender
NameRESOURCE LENDERS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 855 E Carmen Ave was $3,446.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityFresno City
Unified School DistrictFresno Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$269,249 (+2%) Land $46,420 Building $222,829
2025$3,446.00$263,970 Land $45,510 Building $218,460
2023$3,252.00 (+1.37%)$253,722 Land $43,744 Building $209,978
2022$3,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 855 E Carmen Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 855 E Carmen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRESNO
serves 545,970 people · EPA ID CA1010007
Water SourceSurface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

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