855 Dune Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 855 Dune Rd, Westhampton Beach, NY 11978

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 4,449 sqft · built 2016
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,587,500 (Nov 2018)
Tax Bill	$20,839 (2020)
Deeds & Mortgages	Jan 2023 Refinance Sep 2019 Loan Modification + 2 more
Flood Zone	Zone VE (high risk)
APN	`0907-002.00-03.00-010.001`

Property Details

APN / Parcel Number

Primary APN	`0907-002.00-03.00-010.001`
Alternative APNs	`473613 002.000-0003-010.001` `0907002000300010000` `473600103460`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	4,449 sqft Living Area
1st Floor Area	4,449 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront
Pool Area	436 sqft
Porch	Open Porch
Porch Area	1,305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	855 DUNE RD
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2949
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VILLA
Legal Description	87-RD CLOSED -6865; 91 A50090 LD ADJ+1350 IMP+370 BOR LD1350 IMP-3700;91
Legal Block	3
Legal Lot Number	10
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	1
Census Block	1020
Census Tract	190504

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 DUNE RD, WESTHAMPTON BEACH, NY 11978-2949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Sep 30, 2019	Loan Modification, Mortgage WELLS FARGO BK
Feb 26, 2019	Loan Modification, Mortgage WELLS FARGO BK
Nov 8, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Jul 29, 1999 · Amount on Record
Deed Book / Page	12986 / 559
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	855 DUNE RD, WESTHAMPTON BEACH, NY 11978-2949
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234760409
Date	Jan 22, 2023
Book Page	23476/409

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2051

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	855 DUNE RD, WESTHAMPTON BEACH, NY 11978-2949
Document Number	0230790079
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 E 71ST ST #5B NEW YORK NY 100210462, 5B, NEW YORK, NY 10021-0462

Mortgage

Document Number	0230790079
Date	Nov 14, 2019
Book Page	023079/000079

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.37%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	855 DUNE RD, WESTHAMPTON BEACH, NY 11978-2949
Document Number	0230180585
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	200 E 71ST ST #5E NEW YORK NY 100210462, 5E, NEW YORK, NY 10021-0462

Mortgage

Document Number	0230180585
Date	Apr 10, 2019
Book Page	023018/000585

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 8, 2018
Property Address	855 DUNE RD, WESTHAMPTON BEACH, NY 11978-2949
Document Number	0129860559
Book / Page	12986 / 559
Instrument Date	Oct 17, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	West Hampton Dunes Village
Unified School District	Remsenburg-Speonk Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,334,400 (-) Land $2,104,900 Building $1,229,500
2024			$5,020,175 (+8.64%) Land $3,169,076 Building $1,851,099
2023		$3,334,400 Land $2,104,900 Building $1,229,500	$4,620,843 Land $2,916,990 Building $1,703,853
2020	$20,839.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 286 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	346 units insured incl. 60 condo units
Nearby Flood Claims	995 (1978–2024)
Claims Outside the SFHA	31 of 995
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 144 claims Severe Blizzard, Mar 1993 · 72 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 133 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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