Hamilton County property record for 855 Desert Wind Ct, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,544 sqft · built 1980 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,357 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-301-036.000-018 |
| Primary APN | 29-09-24-301-036.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| 2nd Floor Area | 1,128 sqft |
| Basement Area | 1,008 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 166 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 1709240301036000 |
|---|---|
| Street Address | 855 DESERT WIND CT |
| City | CARMEL |
| State | IN |
| Zip | 46032-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .40, SECTION 24, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 9, LOT 32 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | VILLAGE OF MT CARMEL |
| Legal Block | 9 |
| Legal Lot Number | 32 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 110906 |
855 Desert Wind Ct is owned and occupied by an individual who acquired it in September 2019.
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 27, 2020 | Deed of Trust, Mortgage · Line of Credit INDIANA MEMBERS CU |
| Sep 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 |
| Deed Sale | Sep 26, 2019 |
| Deed Document Number | 2019046840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000054639 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020054639 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089774 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020089774 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Document Number | 0000032354 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 855 DESERT WIND CT CARMEL IN 460321209, CARMEL, IN 46032-1209 |
| Document Number | 0000032354 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 32354 |
| Name | INDIANA MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 26, 2019 |
| Property Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Document Number | 2019046840 |
| Map Reference | MB 7 PG 66-68 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019046840 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 DESERT WIND CT, CARMEL, IN 46032-1209 |
| Document Number | 2019046841 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 2019046841 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457,900 (+15.63%) Land $85,300 Building $372,600 | $457,900 (+15.63%) Land $85,300 Building $372,600 | |
| 2024 | $4,357.00 (+3.52%) | $396,000 (-) Land $85,300 Building $310,700 | $396,000 (-) Land $85,300 Building $310,700 |
| 2023 | $4,209.00 (+10.94%) Homeowner's exemption | $396,000 (+18.46%) Land $85,300 Building $310,700 | $396,000 (+18.46%) Land $85,300 Building $310,700 |
| 2022 | $3,794.00 Homeowner's exemption | $334,300 Land $85,300 Building $249,000 | $334,300 Land $85,300 Building $249,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 855 Desert Wind Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 855 Desert Wind Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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