855 Darwin St, Charleston, SC 29412 Property Records

Charleston County property record for 855 Darwin St, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,505 sqft · built 1964
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$153,500 (Jul 2003)
Tax Bill	$1,683 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`426-07-00-078`

Property Details

APN / Parcel Number

Primary APN	`426-07-00-078`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	1,752 sqft
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	328 sqft
Patio Area	328 sqft
Shed	1 Shed
Shed Area	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	855 DARWIN ST
City	CHARLESTON
State	SC
Zip	29412-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -LAWTON BLUFF DESCRIPTION -LT 33 BLK H SEC 4 EXT
Legal Subdivision	LAWTON BLUFF
Legal Block	H
Legal Lot Number	33
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1014
Census Tract	2006

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	855 DARWIN ST, CHARLESTON, SC 29412-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 7, 2018	Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2003 · Amount on File
Deed Sale	Jul 2, 2003 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Deed Book / Page	455 / 175
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	855 DARWIN ST, CHARLESTON, SC 29412-4201
Document Number	0894/0003
Instrument Date	Apr 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 DARWIN ST CHARLESTON SC 294124201, CHARLESTON, SC 29412-4201

Mortgage

Document Number	0894/0003
Date	Jul 1, 2020
Book Page	000894/000003

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHARLESTON SC
Property Address	855 DARWIN ST, CHARLESTON, SC 29412-4201
Document Number	0764/0204
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 DARWIN ST CHARLESTON SC 294124201, CHARLESTON, SC 29412-4201

Mortgage

Document Number	0764/0204
Date	Dec 5, 2018
Book Page	000764/000204

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 4, 2058

Interest

Rate	6%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,683.00 (+15.2%)	$305,696 (+2,775.79%) Land $112,975 Building $192,721	$520,900 (+53.03%) Land $175,000 Building $345,900
2024	$1,461.00 (+8.71%)	$10,630 (-)
2022	$1,344.00	$10,630	$340,400 (-) Land $125,800 Building $214,600
2020			$340,400 Land $125,800 Building $214,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 233 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	233 in force
Nearby Flood Claims	133 (1979–2024)
Claims Outside the SFHA	4 of 133
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 22 claims Hurricane Hugo, Sep 1989 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Nearby Properties on Darwin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures