855 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 855 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,788 sqft · built 1969
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2003)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0402-038-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0402-038-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	855 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6653
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 02, LOT 222
Legal Subdivision	CAMPUS COMMONS 02
Legal Lot Number	222
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 7, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 21, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG
Nov 9, 2017	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2003 · Amount on Record
Deed Sale	Feb 13, 2003 · Amount on Record
Deed Book / Page	20030213 / 533
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653

Mortgage

Document Number	0000000271
Date	Dec 12, 2022
Instrument	2022121200271

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653

Mortgage

Document Number	0000000391
Date	Dec 7, 2021
Instrument	2021120700391

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001029
Date	Feb 21, 2017
Book Page	20170221/1029

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Document Number	2010160057
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	885 COMMONS DR SACRAMENTO CA 958256652, SACRAMENTO, CA 95825-6652

Mortgage

Document Number	2010160057
Date	Oct 16, 2020
Instrument	2010160057

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Document Number	2001170272
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 COMMONS DR SACRAMENTO CA 958256653, SACRAMENTO, CA 95825-6653

Mortgage

Document Number	2001170272
Date	Jan 17, 2020
Instrument	2001170272

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	855 COMMONS DR, SACRAMENTO, CA 95825-6653
Document Number	1711150989
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 COMMONS DR SACRAMENTO CA 958256653, SACRAMENTO, CA 95825-6653

Mortgage

Document Number	1711150989
Date	Nov 15, 2017
Instrument	1711150989

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,090 (+2%) Land $125,556 Building $265,534
2025	$4,717.00 (+0.19%) Homeowner's exemption	$383,423 (+4.04%) Land $123,095 Building $260,328
2024	$4,708.00 (+2.59%)
2023	$4,589.00 (+0.64%) Homeowner's exemption	$368,536 Land $118,316 Building $250,220
2022	$4,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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