855 Commerce Rd, Jefferson, GA 30549 Property Records

Jackson County property record for 855 Commerce Rd, Jefferson, GA 30549 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,581 sqft · built 1950
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2022)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068 012`

Property Details

APN / Parcel Number

Primary APN	`068 012`
Alternative APN	`4903`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Heated Area
1st Floor Area	1,377 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2013
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Patio Area	178 sqft
Storage Building	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4903
Street Address	855 COMMERCE RD
City	JEFFERSON
State	GA
Zip	30549-3338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.869 ACRE UNREC 2014 SVY FOR CAROLE CARTER
Legal Subdivision	CAROLE CARTER
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2038
Census Tract	10701

Owner

Source: Jackson County records · APN 068 012

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 23, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE
Feb 21, 2020	Grant Deed, Transfer GUILD MTG
Apr 22, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Aug 23, 2018	Grant Deed, Transfer · Conventional Mortgage GEORGIA'S OWN CU
Feb 27, 2018	Grant Deed, Transfer · Line of Credit BANKSOUTH-WATKINSVILLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	20224523
Deed Book / Page	104A / 553
Last Transfer Date	Nov 29, 2023
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Nov 29, 2023
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00109A0213
Book / Page	109A / 213
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Jan 08, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 23, 2022
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00104A0553
Book / Page	104A / 553
Instrument Date	Sep 23, 2022
Instrument	2022-004523
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338

Mortgage

Document Number	00104A0000000556
Date	Sep 23, 2022
Book Page	000000104A/0000000556

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 21, 2020
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00088D0710
Book / Page	00088D / 000710
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 COMMERCE RD JEFFERSON GA 305493338, JEFFERSON, GA 30549-3338

Mortgage

Document Number	88D0714
Date	Feb 21, 2020
Book Page	00088D/000714

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00084F0707
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 06, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 COMMERCE RD JEFFERSON GA 305493338, JEFFERSON, GA 30549-3338

Mortgage

Document Number	00084F0707
Date	Apr 22, 2019
Book Page	00084F/000707

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 23, 2018
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00081W0471
Book / Page	00081W / 000471
Instrument Date	Aug 21, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 COMMERCE RD JEFFERSON GA 305493338, JEFFERSON, GA 30549-3338

Mortgage

Document Number	81W0473
Date	Aug 23, 2018
Book Page	00081W/000473

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 27, 2018
Property Address	855 COMMERCE RD, JEFFERSON, GA 30549-3338
Document Number	00079V0688
Book / Page	00079V / 000688
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	149 BEN BURTON CIR BOGART GA 306221791, BOGART, GA 30622-1791

Mortgage

Document Number	79V0690
Date	Feb 27, 2018
Book Page	00079V/000690

Lender

Name	BANKSOUTH-WATKINSVILLE
Type	Bank
Address	WATKINSVILLE, GA 30677

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+1.32%)	$119,872 (+1.73%) Land $29,880 Building $89,992	$299,680 (+1.73%) Land $74,700 Building $224,980
2024	$3,247.00 (+6.04%)	$117,832 (+9.15%) Land $29,880 Building $87,952	$294,580 (+9.15%) Land $74,700 Building $219,880
2023	$3,062.00 (+34.06%) Homeowner's exemption	$107,956 (+50.7%) Land $29,880 Building $78,076	$269,890 (+50.7%) Land $74,700 Building $195,190
2022	$2,284.00 Homeowner's exemption	$71,636 Land $10,160 Building $61,476	$179,090 Land $25,400 Building $153,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TruVista Communications	Fiber	5,000 / 5,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Uniti Group	Cable	1,000 / 25
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity, Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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