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855 Chris Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 855 Chris Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,721 sqft Heated Area
Lot Size20,952 sqft (0.48 acres)
OccupancyOwner Occupied
Last Sale$395,000 (2022)
Tax Bill$3,892.00 (2025)

Property Details

APN / Parcel Number

Primary APN83655
Alternative APN
  • 112630044000010070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,721 sqft Heated Area
Gross Area2,686 sqft Gross Area
1st Floor1,281 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,952 sqft (0.48 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area672 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area120 sqft Shed
Deck Area192 sqft Deck
Patio Area200 sqft Patio
PorchEnclosed Porch
Porch Area733 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number83655
Street Address855 CHRIS CT
CitySAINT CLOUD
StateFL
Zip34769-5235
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHRISTINE ESTATES PB 6 PG 72 LOTS 7 & 8
Legal Range30E
Legal Township26S
Legal Section11
Legal SubdivisionCHRISTINE ESTATES
Legal Tract440
Legal Block1
Legal Lot Number7-8 8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 83655

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address855 CHRIS CT, SAINT CLOUD, FL 34769-5235
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2023Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 10, 2022Warranty Deed, Transfer · Conventional Mortgage
LOWER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2022 · Amount on Record
Deed SaleAug 10, 2022 · Amount on Record
Prior SaleNov 07, 2006 · Amount on Record
Deed Doc Number2022122723
Deed Book / Page6266 / 2492
Record RefreshedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address855 CHRIS CT, SAINT CLOUD, FL 34769-5235
Transaction TypeMortgage
Record UpdatedDec 06, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 CHRIS CT, SAINT CLOUD, FL 34769-5235

Mortgage

Document Number0065010063
DateNov 06, 2023
Book Page6501/63
Instrument2023146118
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 10, 2022
Property Address855 CHRIS CT, SAINT CLOUD, FL 34769-5235
Document Number0062662492
Book / Page6266 / 2492
Map ReferenceMB 6 PG 72
Instrument DateAug 08, 2022
Instrument2022122723
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address855 CHRIS CT, 855, SAINT CLOUD, FL 34769-5235

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 CHRIS CT, SAINT CLOUD, FL 34769-5235

Mortgage

Document Number0062662493
DateAug 10, 2022
Instrument6266/2493
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,892.00 (-32.21%) Homeowner's exemption$260,352 (-18.28%)$330,400 (+3.7%) Land $84,500 Building $245,900
2023$5,741.00 (+303.16%)$318,600 (+162.93%) Land $78,000 Building $240,600$318,600 (+31.87%) Land $78,000 Building $240,600
2022$1,424.00 Homeowner's exemption$121,175$241,600 Land $71,500 Building $170,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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