855 Cedar Rock Rd, #1, Ridgeway, SC 29130 Property Records

Fairfield County property record for 855 Cedar Rock Rd, #1, Ridgeway, SC 29130

Property Summary

Property Type	Rural Home
Details	2 ba · 3,444 sqft · built 2009
Lot Size	15.3 acres (668,210 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jan 2022)
Tax Bill	$28 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`202-00-00-062-000`

Property Details

APN / Parcel Number

Primary APN	`202-00-00-062-000`
Alternative APN	`19912`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,444 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	3,108 sqft
Upper Floors Area	336 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	668,210 sqft (15.3 acres)
Garage Area	672 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	508 sqft
Deck Area	908 sqft
Patio Area	908 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	19912
Street Address	855 CEDAR ROCK RD, 1
City	RIDGEWAY
State	SC
Zip	29130-9457
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RD-1
Legal Description	855 CEDAR ROCK ROAD LOT 15 CR CEDAR ROCK
Legal Subdivision	CEDAR ROCK
Legal Lot Number	15
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3048
Census Tract	960301

Owner

855 Cedar Rock Rd, #1 is owned by two individuals who bought it in January 2022.

Source: Fairfield County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 CEDAR ROCK RD, RIDGEWAY, SC 29130
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 28, 2020	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 5, 2020	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU
Jan 16, 2020	Deed with Mortgage, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 24, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Loan Modification, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Aug 28, 2020 · Amount on File
Deed Document Number	2022203
Deed Book / Page	1508 / 273
Prior Transfer Date	Aug 14, 2015
Prior Transfer Doc	0000001946
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 24, 2022
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000000203
Book / Page	1508 / 273
Map Reference	PS 605 PG 1480
Instrument Date	Jan 14, 2022
Instrument	202200000203
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	855 CEDAR ROCK RD, RIDGEWAY, SC 29130-9457

Mortgage

Document Number	0000000204
Date	Jan 24, 2022
Book Page	1508/277
Instrument	202200000204

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Aug 28, 2020
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000001902
Book / Page	1425 / 44
Map Reference	PS 605 PG 1480
Instrument Date	Aug 26, 2020
Instrument	202000001902
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,053.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CEDAR ROCK RD, RIDGEWAY, SC 29130-9457

Mortgage

Document Number	1903142547
Date	Aug 28, 2020
Instrument	202000001903142547

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000001002
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CEDAR ROCK RD RIDGEWAY SC 291309457, RIDGEWAY, SC 29130-9457

Mortgage

Document Number	0000001002
Date	May 18, 2020
Book Page	001410/000136
Instrument	1002

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 17, 2045

Interest

Rate Type	Adjustable Rate

January 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 16, 2020
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000000185
Book / Page	001396 / 000131
Instrument Date	Jan 16, 2020
Instrument	185
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CEDAR ROCK RD RIDGEWAY SC 291309457, RIDGEWAY, SC 29130-9457

Mortgage

Document Number	0000000185
Date	Jan 16, 2020
Book Page	001396/000135
Instrument	185

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFIELD SC
Recording Date	Jan 24, 2020
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000000184
Book / Page	001396 / 000131
Instrument Date	Jan 16, 2020
Instrument	184
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,793.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CEDAR ROCK RD RIDGEWAY SC 291309457, RIDGEWAY, SC 29130-9457

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAIRFIELD SC
Property Address	855 CEDAR ROCK RD # 1, 1, RIDGEWAY, SC 29130-9457
Document Number	0000002626
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 CEDAR ROCK RD RIDGEWAY SC 291309457, RIDGEWAY, SC 29130-9457

Mortgage

Document Number	0000002626
Date	Dec 2, 2019
Book Page	001389/000263
Instrument	2626

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2059

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Cedar Rock Rd, #1 was $28, up 3.7% from the year before.

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28.00 (+3.7%)	$73 (-) Land $73	$965,900 (+36.23%) Land $155,400 Building $810,500
2024	$27.00 (-3.57%)	$73 (-) Land $73	$709,000 (-) Land $155,400 Building $553,600
2023	$28.00 (-99.04%)	$73 (-99.58%) Land $73	$709,000 (+27.45%) Land $155,400 Building $553,600
2022	$2,915.00	$17,261 Land $553 Building $16,708	$556,300 Land $138,600 Building $417,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 Cedar Rock Rd, #1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Cedar Rock Rd, #1 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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