855 Carpenter Pike, Versailles, KY 40383 Property Records

Woodford County property record for 855 Carpenter Pike, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1978
Lot Size	13.7 acres (600,257 sqft)
Owner	2 Individual Names on Record
Tax Bill	$640 (2025)
Deeds & Mortgages	May 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-0000-002-00`

Property Details

APN / Parcel Number

Primary APN	`32-0000-002-00`
Alternative APN	`5841`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	600,257 sqft (13.7 acres)

Location & Zoning

Account Number	5841
Street Address	855 CARPENTER PIKE
City	VERSAILLES
State	KY
Zip	40383-8113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4021
Census Tract	50200

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 CARPENTER PIKE, VERSAILLES, KY 40383-8113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	215-534
Record Updated	Jun 8, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	855 CARPENTER PIKE, VERSAILLES, KY 40383-8113
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1007/684
Date	May 2, 2025
Book Page	M1007/684
Instrument	276786

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	1730 ALYSHEBA WAY, LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$640.00 (-46.76%) Homeowner's exemption	$109,000 (-)	$109,000 (-)
2023	$1,202.00	$109,000	$109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1