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855 Cardinal Dr, Mattituck, NY 11952 Property Records

Suffolk County and Southold Town property record for 855 Cardinal Dr, Mattituck, NY 11952

Property Summary

Property TypeSingle Family Home
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Dec 2014)
Tax Bill$10,328 (2024)
Deeds & MortgagesApr 2021 Refinance
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN473889 115.-6-14

Property Details

APN / Parcel Number

Primary APN473889 115.-6-14
Alternative APNs
  • 1000-115.00-06.00-014.000
  • 388911500000060140000000
  • 47380015116
  • 14

Exterior

Lot Area29,185 sqft (0.67 acres)

Location & Zoning

Account Number14
Street Address855 CARDINAL DR
CityMATTITUCK
StateNY
Zip11952-1961
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionBOOK 12180 PAGE 631 BILL 014617
Legal SubdivisionMATTITUCK ESTATES INC
Legal Block6
Legal Lot Number14
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group1
Census Block1011
Census Tract170004

Owner

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address450 E 83RD ST, 17D, NEW YORK, NY 10028-6290
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Dec 2, 2020Deed, Transfer
Jun 8, 2017Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
ROBERT BERTORELLO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2014 · Amount on Record
Deed SaleDec 22, 2014 · Amount on Record
Deed Book / Page12801 / 260
Prior Transfer DateFeb 12, 2002
Prior Transfer Doc0121800631
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address855 CARDINAL DR, MATTITUCK, NY 11952-1961
Transaction TypeMortgage
Record UpdatedMay 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0232600757
DateApr 16, 2021
Book Page23260/757
InstrumentDM003450
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateDec 2, 2020
Property Address855 CARDINAL DR, MATTITUCK, NY 11952-1961
Document Number0130800328
Book / Page13080 / 328
Instrument DateOct 13, 2020
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E 84TH ST, NEW YORK, NY 10028-5606

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateJun 8, 2017
Property Address855 CARDINAL DR, MATTITUCK, NY 11952-1961
Document Number0228240830
Book / Page022824 / 000830
Instrument DateApr 1, 2017
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyCHICAGO TITLE INSURANCE SERVICES, CHICAGO TITLE INS SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 CARDINAL DR MATTITUCK NY 119521961, MATTITUCK, NY 11952-1961

Mortgage

Document Number228240830
DateJun 8, 2017
Book Page022824/000830
Lender
NameROBERT BERTORELLO
Address1800 COUNTRY CLUB DR, CUTCHOGUE, NY 11935-1728
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 7, 2027

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictMattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,600 (-) Land $1,200 Building $5,400$1,200,000 (+10,263.59%) Land $218,182 Building $981,818
2024$10,328.00 (+15.47%)
2023$6,600 (-) Land $1,200 Building $5,400$11,579 (+22.82%) Land $2,105 Building $9,474
2022$8,944.00$6,600 Land $1,200 Building $5,400$9,428 Land $1,714 Building $7,714

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 102 policies
Nearby Flood Policies102 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2024 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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