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855 Allen St, Ferndale, MI 48220 Property Records

Oakland County property record for 855 Allen St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 874 sqft · built 1941
Lot Size0.089 acres (3,877 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Nov 2025)
Tax Bill$2,859 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-25-34-305-077

Property Details

APN / Parcel Number

Primary APN24-25-34-305-077

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area874 sqft Living Area
1st Floor Area874 sqft
Basement Area874 sqft
Unfinished Basement874 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area3,877 sqft (0.089 acres)
Lot Dimensions104 ft deep x 37 ft wide
Garage Area290 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address855 ALLEN ST
CityFERNDALE
StateMI
Zip48220-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 447 10-17-02 FR 075
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionGARDENDALE
Legal Lot Number10,447
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1017
Census Tract173400

Owner

855 Allen St is owned by an individual who bought it in November 2025.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1630 W LORAIN ST, 202, MONROE, MI 48162-3414
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on File
Deed SaleNov 20, 2025 · Amount on File
Prior SaleJun 12, 2025 · Amount on File
Deed Document Number2025145926
Deed Book / Page60716 / 576
Prior Transfer DateDec 16, 2015
Prior Transfer Doc0000010051
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 20, 2025
Property Address855 ALLEN ST, FERNDALE, MI 48220-3202
Document Number20250145926
Book / Page60716 / 576
Map ReferenceLB 35 PG 43
Instrument DateNov 7, 2025
Instrument20250145926
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24739 MIDDLEBELT RD, FARMINGTON HILLS, MI 48336-2072

Transferred To (Grantee/Buyer)

NameVerified Name
Address1630 W LORAIN ST # 2, 2, MONROE, MI 48162-8411

Mortgage

Document Number0060747743
DateNov 20, 2025
Instrument60747/743
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 855 Allen St was $2,859, down 0.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,859.00 (-0.76%)$98,030 (+0.93%)$196,060 (+0.93%)
2024$2,881.00 (+4.04%)$97,130 (+5.66%)$194,260 (+5.66%)
2023$2,769.00$91,930$183,860
2021$2,666.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 855 Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 855 Allen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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