8549 SW Sea Captain Dr, Stuart, FL 34997 Property Records

Martin County property record for 8549 SW Sea Captain Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,991 sqft · built 2001
Lot Size	0.396 acres (17,250 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2020)
Tax Bill	$6,109 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-38-41-070-000-0206.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-070-000-0206.0-0-0000`
Alternative APNs	`55-38-41-070-000-02060-0` `138303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,991 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,991 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,250 sqft (0.396 acres)
View / Lot	Homesite
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	138303
Street Address	8549 SW SEA CAPTAIN DR
City	STUART
State	FL
Zip	34997-9123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 206 PLAT 3 LOCKS LANDING (PB 14 PG 79)
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	LOCKS LANDING
Legal Block	2
Legal Lot Number	206
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	2
Census Block	2018
Census Tract	1703

Owner

8549 SW Sea Captain Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8549 SW SEA CAPTAIN DR, STUART, FL 34997-9123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	20202849633
Deed Book / Page	3173 / 189
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0031730189
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 12, 2020
Property Address	8549 SW SEA CAPTAIN DR, STUART, FL 34997-9123
Document Number	0031730189
Book / Page	3173 / 189
Map Reference	MB 14 PG 79
Instrument Date	Oct 29, 2020
Instrument	2849633
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ARROW TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6526 S KANNER HWY # HWY204, 6526, STUART, FL 34997-6396

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8549 SW SEA CAPTAIN DR, STUART, FL 34997-9123

Mortgage

Document Number	0003173191
Date	Nov 12, 2020
Instrument	3173/191

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8549 SW Sea Captain Dr was $6,109 with a homeowner's exemption, down 0.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,109.00 (-0.73%) Homeowner's exemption	$400,379	$537,890 Land $205,000 Building $332,890
2024	$6,154.00 (+1.99%)
2023	$6,034.00 (+3.59%) Additional exemption filed	$377,764 (+3%)	$525,490 (+25.86%) Land $205,000 Building $320,490
2022	$5,825.00 Homeowner's exemption	$366,762	$417,530 Land $175,000 Building $242,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8549 SW Sea Captain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 101 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	101 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8549 SW Sea Captain Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20