8548 Willow Wisp Ct, Laurel, MD 20723 Property Records

Howard County property record for 8548 Willow Wisp Ct, Laurel, MD 20723

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,940 sqft · built 1998
Lot Size0.322 acres (14,019 sqft)
Owner2 Individual Names on Record
Last Sale$659,900 (Jun 2020)
Tax Bill$10,033 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-550959

Property Details

APN / Parcel Number

Primary APN06-550959
Alternative APNs
  • 6550959
  • 550959

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,940 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,019 sqft (0.322 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number550959
Street Address8548 WILLOW WISP CT
CityLAUREL
StateMD
Zip20723-1042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 18 14019 SQ 8548 WILLOW WISP CT WILLOWS OF ROCKY GORGE
Legal SubdivisionWILLOWS ROCKY GORGE
Legal Lot Number18
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2001
Census Tract606805

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8548 WILLOW WISP CT, LAUREL, MD 20723-1042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Jun 5, 2020Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2020 · Amount on Record
Deed SaleJun 5, 2020 · Amount on Record
Prior SaleMar 30, 2005
Deed Book / Page19419 / 22
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address8548 WILLOW WISP CT, LAUREL, MD 20723-1042
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0198180326
DateOct 15, 2020
Book Page19818/326
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJun 5, 2020
Property Address8548 WILLOW WISP CT, LAUREL, MD 20723-1042
Document Number0194190022
Book / Page19419 / 22
Map ReferenceMB MDR 11880
Instrument DateMay 29, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,898.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8548 WILLOW WISP CT, 8548, LAUREL, MD 20723-1042

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8548 WILLOW WISP CT, LAUREL, MD 20723-1042

Mortgage

Document Number1941928
DateJun 5, 2020
Instrument19419/28
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$721,667 (+3.29%)$767,600 (+9.86%) Land $296,500 Building $471,100
2025$10,033.00 (+62.01%) Homeowner's exemption$698,700 (+16.53%) Land $246,500 Building $452,200$698,700 (-) Land $246,500 Building $452,200
2023$599,567$698,700 Land $246,500 Building $452,200
2022$6,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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