8548 Prestwick Dr, La Jolla, CA 92037 Property Records

San Diego County property record for 8548 Prestwick Dr, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,989 sqft · built 1995
Lot Size0.67 acres (29,185 sqft)
OwnerCompany Name on Record
Last Sale$2,700,000 (Dec 2003)
Tax Bill$53,007 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN346-670-05-00

Property Details

APN / Parcel Number

Primary APN346-670-05-00

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,989 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area29,185 sqft (0.67 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address8548 PRESTWICK DR
CityLA JOLLA
StateCA
Zip92037-2048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLJSPD-SF
Legal DescriptionLOT 15 TR 005831
Legal SubdivisionLA JOLLA SHORES
Legal Tract005831
Legal Block3
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3005
Census Tract8312

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8548 PRESTWICK DR, LA JOLLA, CA 92037-2048
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Feb 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2003 · Amount on Record
Deed SaleDec 10, 2003 · Amount on Record
Prior SaleDec 21, 1998 · Amount on Record
Deed Document Number20031462224
Last Transfer DateFeb 25, 2004
Transfer Doc0000322770
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8548 PRESTWICK DR, LA JOLLA, CA 92037-2048
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address8548 PRESTWICK DR, LA JOLLA, CA 92037-2048

Mortgage

Document Number0000699318
DateOct 6, 2021
Instrument2021-0699318
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateOct 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.25%
IndexOther
Max Rate8.25%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address8548 PRESTWICK DR, LA JOLLA, CA 92037-2048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064711
DateFeb 7, 2020
Instrument2020-0064711
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,282,944 (+2%) Land $3,117,992 Building $1,164,952
2025$53,007.00 (+17.08%) Homeowner's exemption$4,198,965 (+13.49%) Land $3,056,855 Building $1,142,110
2023$45,276.00 (+6.48%) Homeowner's exemption$3,700,000 Land $2,686,000 Building $1,014,000
2022$42,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims11 (1979–2023)
Claims Outside the SFHA7 of 11
Most Recent ClaimMar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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