8545 Windy Cir, Boynton Beach, FL 33472 Property Records

Palm Beach County property record for 8545 Windy Cir, Boynton Beach, FL 33472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1991
Lot Size	0.138 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Oct 2023)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-15-10-000-0530`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-15-10-000-0530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,867 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	6,050 sqft (0.138 acres)
Lot Dimensions	123 ft deep x 49 ft wide
Garage Area	400 sqft
Porch	Enclosed Porch
Porch Area	218 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8545 WINDY CIR
City	BOYNTON BEACH
State	FL
Zip	33472-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	WINDCHIME LAKES LT 53
Legal Range	42E
Legal Township	45S
Legal Section	15
Legal Subdivision	WINDCHIME LAKES
Legal Lot Number	53
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2001
Census Tract	5921

Owner

8545 Windy Cir is owned and occupied by an individual who bought it in October 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8545 WINDY CIR, BOYNTON BEACH, FL 33472-5124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	20230341903
Deed Book / Page	34596 / 1366
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 5, 2023
Property Address	8545 WINDY CIR, BOYNTON BEACH, FL 33472-5124
Document Number	0345961366
Book / Page	34596 / 1366
Map Reference	MB 62 PG 108-112
Instrument Date	Sep 7, 2023
Instrument	20230341903
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14974 GOLD SPAR CT, WELLINGTON, FL 33470-7068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8545 WINDY CIR, BOYNTON BEACH, FL 33472-5124

Mortgage

Document Number	0345961369
Date	Oct 5, 2023
Instrument	34596/1369

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jul 26, 2018
Property Address	8545 WINDY CIR, BOYNTON BEACH, FL 33472-5124
Document Number	0300160446
Book / Page	030016 / 000446
Instrument Date	Jul 18, 2018
Instrument	289249
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	TOWN CTR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8545 WINDY CIR BOYNTON BEACH FL 334725124, BOYNTON BEACH, FL 33472-5124

Mortgage

Document Number	300160448
Date	Jul 26, 2018
Book Page	030016/000448
Instrument	289250

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8545 Windy Cir was $6,823 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 Homeowner's exemption	$431,715	$447,480 Land $191,782 Building $255,698
2023	$4,744.00 (+0.96%) Homeowner's exemption	$302,824 (+3%)	$409,659 (+7.55%) Land $160,147 Building $249,512
2022	$4,699.00 Homeowner's exemption	$294,004	$380,894 Land $191,824 Building $189,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8545 Windy Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	7 (1999–2014)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8545 Windy Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Hotwire Communications Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

May also be available: T-Mobile.

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