8545 Ousley Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8545 Ousley Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1978
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$930,000 (Jun 2026)
Tax Bill	$9,999 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-23-017`

Property Details

APN / Parcel Number

Primary APN	`783-23-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	1,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8545 OUSLEY DR
City	GILROY
State	CA
Zip	95020-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A120
Legal Description	TRACT 4849 NORTHWOOD BOOK 271 PAGE 9 LOT 145
Legal Subdivision	NORTHWOOD
Legal Tract	4849
Legal Lot Number	145
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2002
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Dec 16, 2025	Intrafamily Transfer, Transfer
Nov 30, 2023	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 30, 2023 · Amount on Record
Deed Document Number	202626011410
Prior Transfer Date	Apr 26, 2023
Prior Transfer Doc	0025470015
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2026
Property Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Document Number	0026011410
Instrument Date	Jun 10, 2026
Instrument	202626011410
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011411,
Date	Jun 30, 2026
Instrument	202611411

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2025
Property Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Document Number	0025919034
Map Reference	MB 271 PG 8 & 9
Instrument Date	Aug 8, 2025
Instrument	25919034
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8545 OUSLEY DR, GILROY, CA 95020-3728

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2023
Property Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Document Number	0025569118
Map Reference	MB 271 PG 8&9
Instrument Date	Nov 21, 2023
Instrument	25569118
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8545 OUSLEY DR, GILROY, CA 95020-3728

Mortgage

Document Number	0025569119
Date	Nov 30, 2023
Instrument	25569119

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8545 OUSLEY DR, GILROY, CA 95020-3728
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9865 TOWNE CENTRE DR, SAN DIEGO, CA 92121-1975

Mortgage

Document Number	0025399312
Date	Nov 14, 2022
Instrument	25399312

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$832,320 (+2%) Land $665,856 Building $166,464
2025	$9,999.00 (+0.74%)	$816,000 (+416.82%) Land $652,800 Building $163,200
2024	$9,926.00 (+394.08%)
2023	$2,009.00 (+1.82%) Homeowner's exemption	$157,890 Land $39,455 Building $118,435
2022	$1,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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