8545 Cobblestone Dr, Fort Pierce, FL 34945 Property Records

St. Lucie County property record for 8545 Cobblestone Dr, Fort Pierce, FL 34945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,846 sqft · built 2017
Lot Size0.194 acres (8,494 sqft)
OwnerIndividual Name on Record
Last Sale$193,000 (Feb 2018)
Tax Bill$3,888 (2024)
Deeds & MortgagesJun 2021 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN2326-600-0093-000-7

Property Details

APN / Parcel Number

Primary APN2326-600-0093-000-7
Alternative APN
  • 170586

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Finished Area
1st Floor Area1,846 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area8,494 sqft (0.194 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number170586
Street Address8545 COBBLESTONE DR
CityFORT PIERCE
StateFL
Zip34945-5701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePLANNED UN
Legal DescriptionCREEKSIDE PLAT NO. 1 (PB 55-12) LOT 88 (OR 4101-2014)
Legal Range39E
Legal Township35S
Legal Section26
Legal SubdivisionCREEKSIDE PLAT NO 1
Legal Lot Number88
JurisdictionST LUCIE FL
Township / Civil DivisionWEST ST. LUCIE
Census Block Group1
Census Block1005
Census Tract382202

Owner

Source: St. Lucie County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Feb 9, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Feb 27, 2018Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2018 · Amount on Record
Deed SaleFeb 27, 2018 · Amount on Record
Deed Document Number4405527
Deed Book / Page4101 / 2014
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701
Transaction TypeMortgage
Record UpdatedJan 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046380333
DateJun 28, 2021
Book Page4638/333
Instrument4886030
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LUCIE FL
Property Address8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701
Document Number0042340109
Instrument DateFeb 9, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8545 COBBLES ONE DR FORT PIERCE FL 34945, FORT PIERCE, FL 34945

Mortgage

Document Number0042340109
DateFeb 20, 2019
Book Page004234/000109
Instrument4532333
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 19, 2049

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST LUCIE FL
Recording DateFeb 27, 2018
Property Address8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701
Document Number0041012014
Book / Page4101 / 2014
Map ReferenceMB55 PG12-16
Instrument DateFeb 23, 2018
Instrument4405527
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address8545 COBBLESTONE DR, FORT PIERCE, FL 34945-5701

Mortgage

Document Number0004405528
DateFeb 27, 2018
Instrument4405528
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySt. Lucie County
Unified School DistrictSt. Lucie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$199,215 (-27.37%)$301,800 (+10.03%) Land $96,900 Building $204,900
2024$3,888.00 (+1.91%)
2023$3,815.00 (+5.21%) Additional exemption filed$274,300 (+50.31%) Land $70,500 Building $203,800$274,300 (+10.47%) Land $70,500 Building $203,800
2022$3,626.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$182,489$248,300 Land $70,500 Building $177,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force
Nearby Flood Claims6 (2004–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT. PIERCE UTILITIES AUTHORITY
serves 58,000 people · EPA ID FL4560490
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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