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8545 104th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8545 104th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,674 sqft · built 2005
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$144,900 (Aug 2016)
Tax Bill$2,330 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-28-00005-0060-00013.0

Property Details

APN / Parcel Number

Primary APN31-38-28-00005-0060-00013.0
Alternative APN
  • 27309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage Area380 sqft
DrivewayDriveway
Driveway Area512 sqft
PorchOpen Porch
Porch Area234 sqft
Utility Building100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number27309
Street Address8545 104TH CT
CityVERO BEACH
StateFL
Zip32967-6616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT N BLK F LOT 13 PBI 6-19
Legal Range38
Legal Township31
Legal Section28
Legal SubdivisionVERO LAKE ESTATES UNIT N
Legal BlockF
Legal Lot Number13
Legal UnitN
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group2
Census Block2047
Census Tract50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8545 104TH CT, VERO BEACH, FL 32967-6616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2016 · Amount on File
Deed SaleAug 16, 2016 · Amount on File
Prior SaleMar 11, 2016 · Amount on File
Deed Document Number3120160047033
Deed Book / Page2958 / 0436
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address8545 104TH CT, VERO BEACH, FL 32967-6616
Transaction TypeMortgage
Record UpdatedJan 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8545 104TH CT, VERO BEACH, FL 32967-6616

Mortgage

Document Number0034942322
DateDec 21, 2021
Book Page3494/2322
Instrument3120210087153
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,330.00 (+18.82%)$174,875 (+5.99%)$247,642 (-5.81%) Land $30,281 Building $217,361
2023$1,961.00 (+3.16%)$164,996 (+3%)$262,918 (+12.77%) Land $24,863 Building $238,055
2022$1,901.00$160,190$233,136 Land $20,400 Building $212,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 249 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims24 (1994–2017)
Claims Outside the SFHA16 of 24
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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