Indian River County property record for 8545 103rd Ct, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,962 sqft · built 2004 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $396,000 (Feb 2024) |
| Tax Bill | $4,833 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Feb 2024 Sale & Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-28-00005-0040-00013.0 |
| Primary APN | 31-38-28-00005-0040-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 1,962 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 512 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 370 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 27254 |
|---|---|
| Street Address | 8545 103RD CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT N BLK D LOT 13 PBI 6-19 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 28 |
| Legal Subdivision | VERO LAKE ESTATES UNIT N |
| Legal Block | D |
| Legal Lot Number | 13 |
| Legal Unit | N |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2125 |
| Census Tract | 50903 |
8545 103rd Ct is owned and occupied by an individual who bought it in February 2024.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 6, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 2, 2017 | Loan Modification, Consolidation and Extension, Mortgage · FHA Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on File |
| Deed Sale | Feb 6, 2024 · Amount on File |
| Prior Sale | May 11, 2004 · Amount on File |
| Deed Document Number | 3120240005462 |
| Deed Book / Page | 3676 / 1543 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Document Number | 0036761566 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 3676/1566 |
| Instrument | 3120240005464 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 6, 2024 |
| Property Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Document Number | 0036761543 |
| Book / Page | 3676 / 1543 |
| Map Reference | MB 6 PG 19 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 3120240005462 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,772.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8064 SCAGEL ST, ORLANDO, FL 32832-5072 |
| Name | Verified Name |
|---|---|
| Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Document Number | 3120240005464 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 3120240005464 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0036761545 |
|---|---|
| Date | Feb 6, 2024 |
| Book Page | 3676/1545 |
| Instrument | 3120240005463 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 8545 103RD CT, VERO BEACH, FL 32967-3236 |
| Document Number | 0030062425 |
| Instrument Date | Mar 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8545 103RD CT VERO BEACH FL 329673236, VERO BEACH, FL 32967-3236 |
| Document Number | 0030062425 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 003006/002425 |
| Instrument | 12944 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2047 |
| Rate | 3.75% |
|---|
The 2025 property tax bill for 8545 103rd Ct was $4,833.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,833.00 | $310,786 Land $30,281 Building $280,505 | $310,786 Land $30,281 Building $280,505 |
| 2023 | $1,084.00 (+3.83%) | $102,427 (+3%) | $295,519 (+11.92%) Land $24,863 Building $270,656 |
| 2022 | $1,044.00 | $99,444 | $264,042 Land $20,400 Building $243,642 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8545 103rd Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8545 103rd Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures