Lane County property record for 85440 Lake St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,382 sqft · built 1920 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $340,000 (Nov 2014) |
| Tax Bill | $2,667 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-03-10-00100-000 |
| Primary APN | 19-12-03-10-00100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,382 sqft Finished Area |
| 1st Floor Area | 1,962 sqft |
| Attic Area | 420 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 333 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 0859577 |
|---|---|
| Street Address | 85440 LAKE ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2-RURAL RES (2 AC MIN) |
| Legal Description | SEC/TWN/RNG/MER:SEC 03 TWN 19 RNG 12 |
| Legal Range | 12W |
| Legal Township | 19S |
| Legal Section | 03 |
| Legal Quarter | NE |
| Legal Lot Number | 100 |
| Jurisdiction | LANE OR |
| Township / Civil Division | DUNES CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 702 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 85400 LAKE ST, FLORENCE, OR 97439-8512 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2014 · Amount on Record |
| Deed Sale | Nov 17, 2014 · Amount on Record |
| Prior Sale | Jun 6, 2006 |
| Deed Document Number | 2014-045488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 85440 LAKE ST, FLORENCE, OR 97439-8512 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030706 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 2019-030706 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | FLORENCE, OR 97439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 11, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,667.00 (+6.17%) | $240,125 (+6.09%) | $538,266 (-15.8%) Land $127,675 Building $410,591 |
| 2023 | $2,512.00 (+4.45%) | $226,342 (+3%) | $639,304 (+15.86%) Land $104,842 Building $534,462 |
| 2022 | $2,405.00 | $219,750 | $551,779 Land $97,799 Building $453,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Nov 1996 · Flooding, Land, Mud Slides, High Winds,severe Storms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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