8544 Opal Rd, Warrenton, VA 20186 Property Records

Fauquier County property record for 8544 Opal Rd, Warrenton, VA 20186

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,068 sqft · built 1989
Lot Size	0.918 acres (39,997 sqft)
Owner	Individual Name on File
Last Sale	$333,500 (Oct 2018)
Tax Bill	$4,524 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6961-39-8607`

Property Details

APN / Parcel Number

Primary APN	`6961-39-8607`
Alternative APNs	`730519400` `126720` `15932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,068 sqft Finished Area
Gross Area	2,550 sqft
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Architectural Style	Modern
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,997 sqft (0.918 acres)
Porch	Slab
Porch Area	136 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	126720
Street Address	8544 OPAL RD
City	WARRENTON
State	VA
Zip	20186-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES VILLAG
Legal Description	NOT PROVIDED. PARCEL NUMBER 15932
Jurisdiction	FAUQUIER VA
Township / Civil Division	MARSHALL
Census Block Group	2
Census Block	2008
Census Tract	930206

Owner

8544 Opal Rd is owned and occupied by an individual who bought it in October 2018.

Source: Fauquier County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8544 OPAL RD, WARRENTON, VA 20186-8637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 30, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
Oct 30, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST HM MTG CORP
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit CITY NAT'L BK/WV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	20189062
Deed Book / Page	1584 / 1328
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Recording Date	Oct 7, 2026
Property Address	8544 OPAL RD, WARRENTON, VA 20186-8637
Document Number	0000007801
Book / Page	1828 / 183
Instrument Date	Oct 2, 2026
Instrument	20267801
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007801,
Date	Oct 7, 2026
Book Page	1828/183
Instrument	20267801

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	8544 OPAL RD, WARRENTON, VA 20186-8637
Document Number	1630173
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 OPAL RD WARRENTON VA 201868637, WARRENTON, VA 20186-8637

Mortgage

Document Number	1630173
Date	May 5, 2020
Book Page	001630/000173
Instrument	4505

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAUQUIER VA
Recording Date	Oct 30, 2018
Property Address	8544 OPAL RD, WARRENTON, VA 20186-8637
Document Number	15841328
Book / Page	001584 / 001328
Instrument Date	Oct 26, 2018
Instrument	9062
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 OPAL RD WARRENTON VA 201868637, WARRENTON, VA 20186-8637

Mortgage

Document Number	15841331
Date	Oct 30, 2018
Book Page	001584/001331
Instrument	9063

Lender

Name	FIRST HM MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	8544 OPAL RD, WARRENTON, VA 20186-8637
Document Number	15641832
Book / Page	001564 / 001832
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15641832
Date	Jan 17, 2018
Book Page	001564/001832
Instrument	421

Lender

Name	CITY NAT'L BK/WV
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8544 Opal Rd was $4,524.

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,524.00	$505,500 Land $175,000 Building $330,500	$505,500 Land $175,000 Building $330,500
2023		$367,200 Land $135,000 Building $232,200	$367,200 Land $135,000 Building $232,200
2019	$2,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8544 Opal Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8544 Opal Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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