8544 FM 1972, Gilmer, TX 75645 Property Records

Upshur County property record for 8544 FM 1972, Gilmer, TX 75645

Property Summary

Property Type	Rural Home
Details	1 ba · 9,252 sqft · built 1985
Lot Size	94.7 acres (4,129,096 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Aug 2018)
Tax Bill	$6,292 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`388U-S06-000-088`

Property Details

APN / Parcel Number

Primary APN	`388U-S06-000-088`
Alternative APN	`37751`

Interior

Full Baths	1 Bath
Building Area	9,252 sqft Living Area
1st Floor Area	1,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Material	Galvanized Metal
Lot Area	4,129,096 sqft (94.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	388U-S06-000-088
Street Address	8544 FM 1972
City	GILMER
State	TX
Zip	75645-6412
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ABS A388 POWELL, SARAH,TRACT 88, 94.791 ACRES & HOUSE
Legal Subdivision	SARAH POWELL SURVEY A-388
Legal Tract	88
Jurisdiction	UPSHUR TX
Township / Civil Division	ORE CITY
Census Block Group	2
Census Block	2032
Census Tract	950102

Owner

8544 FM 1972, a rural home, is owned and occupied by two individuals who bought it in August 2018.

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8544 FM 1972, GILMER, TX 75645-6412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2018	Vendor's Lien, Transfer THE FIRST NATIONAL BANK OF HUGHES S

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on File
Deed Sale	Aug 16, 2018 · Amount on File
Prior Sale	Jan 9, 2014 · Amount on File
Deed Document Number	20185949
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	8544 FM 1972, GILMER, TX 75645-6412
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101700
Date	Mar 10, 2021
Instrument	202101700

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Aug 16, 2018
Property Address	8544 FM 1972, GILMER, TX 75645-6412
Document Number	201805949
Map Reference	VOL191 PG75
Instrument Date	Aug 16, 2018
Instrument	201805949
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8544 FM 1972, GILMER, TX 75645-6412

Mortgage

Document Number	201805950
Date	Aug 16, 2018
Instrument	201805950

Lender

Name	THE FIRST NATIONAL BANK OF HUGHES S
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 16, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 8544 FM 1972 was $6,292 with a homeowner's exemption, up 73% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	New Diana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,292.00 (+72.95%) Homeowner's exemption	$1,055,861 (-16.22%)	$1,071,910 (-18.32%) Land $748,730 Building $323,180
2025	$3,638.00 Homeowner's exemption Additional exemption filed	$1,260,306	$1,312,260 Land $982,710 Building $329,550
2023		$109,135	$879,180 Land $748,730 Building $130,450
2022	$989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8544 FM 1972 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8544 FM 1972 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIANA SUD serves 7,953 people · EPA ID TX2300006
Water Source	Purchased surface water from NORTHEAST TEXAS MWD
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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