Santa Rosa County property record for 8543 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,945 sqft · built 2021 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,500 (Mar 2021) |
| Tax Bill | $3,895 (2024) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00900-0070 |
| Primary APN | 21-2S-26-2740-00900-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,945 sqft Living Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 1,945 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,852 sqft (0.318 acres) |
| Lot Dimensions | 231 ft deep x 60 ft wide |
| View / Lot | Mobile Home |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 1,573 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8543 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *DESCRIPTION UPDATED FOR 2021* NAVARRE 1ST ADD PORT OF LOT 7 DES AS E 60 FT OF LOT 7 BLK 9 & BEING MORE PARTICULARLY DES AS FOLLOWS: COM NE CORN OF BLK 9 1ST ADD TO NAVARRE THN S89*47 46W ALNG SLY R/W OF LAREDO ST 540 FT TO TH NE CORN OF LOT 7 ALSO B |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8543 LAREDO ST, NAVARRE, FL 32566-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| May 26, 2021 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Jun 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Jun 3, 2020 · Amount on Record |
| Deed Document Number | 202115373 |
| Deed Book / Page | 4083 / 2019 |
| Prior Transfer Date | Jul 6, 2018 |
| Prior Transfer Doc | 0000029977 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 9, 2021 |
| Property Address | 8543 LAREDO ST, NAVARRE, FL 32566-1021 |
| Document Number | 0040832019 |
| Book / Page | 4083 / 2019 |
| Map Reference | MB B PG 169 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202115373 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,166.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | 1407 STERLING POINT DR, GULF BREEZE, FL 32563-3478 |
| Document Number | 0040832022 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 4083/2022 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 26, 2021 |
| Property Address | 8543 LAREDO ST, NAVARRE, FL 32566-1021 |
| Document Number | 0041232091 |
| Book / Page | 4123 / 2091 |
| Map Reference | MB B PG 169 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202135353 |
| Record Updated | Mar 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1903 ANDORRA ST, NAVARRE, FL 32566-9111 |
| Name | Verified Name |
|---|---|
| Address | 1407 STERLING POINT DR, GULF BREEZE, FL 32563-3478 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 3, 2020 |
| Property Address | 8543 LAREDO ST, NAVARRE, FL 32566-1021 |
| Document Number | 0039581031 |
| Book / Page | 003958 / 001031 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 26506 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $438.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1903 ANDORRA ST NAVARRE FL 325669111, NAVARRE, FL 32566-9111 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 8543 LAREDO ST, NAVARRE, FL 32566-1021 |
| Document Number | 0037471815 |
| Book / Page | 003747 / 001815 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 29977 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LAKEWOOD ST MARY ESTHER FL 325691656, MARY ESTHER, FL 32569-1656 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,935 (+7.47%) Land $64,000 Building $286,935 | $350,935 (+7.47%) Land $64,000 Building $286,935 | |
| 2024 | $3,895.00 (+0.96%) | $326,536 (+0.65%) Land $60,000 Building $266,536 | $326,536 (+0.65%) Land $60,000 Building $266,536 |
| 2023 | $3,858.00 (+10.35%) | $324,420 (+13.52%) Land $60,000 Building $264,420 | $324,420 (+13.52%) Land $60,000 Building $264,420 |
| 2022 | $3,496.00 | $285,774 | $285,774 Land $36,000 Building $249,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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