85428 Phillips Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85428 Phillips Rd, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,047 sqft · built 1993
Lot Size	1.92 acres (83,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$436 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-2N-27-4622-0009-0321`

Property Details

APN / Parcel Number

Primary APN	`43-2N-27-4622-0009-0321`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,047 sqft Heated Area
Gross Area	2,439 sqft
1st Floor Area	2,047 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,647 sqft (1.92 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	392 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85428 PHILLIPS RD
City	YULEE
State	FL
Zip	32097-7531
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BLOCK 9 PT OF LOT 32 IN OR 1026/1139 LOFTON BLUFF 3 PB 4/108
Legal Range	27E
Legal Township	02N
Legal Section	43
Legal Subdivision	LOFTON BLUFF 3
Legal Tract	32
Legal Block	9
Legal Lot Number	32
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3006
Census Tract	50304

Owner

Source: Nassau County records · APN 43-2N-27-4622-0009-0321

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage FIRST PORT CTY BK
Dec 27, 2019	Deed of Trust, Mortgage FIRST PORT CTY BK
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Nov 22, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2001
Deed Sale	Dec 26, 2001
Deed Document Number	0010261139
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Document Number	0023280398
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85428 PHILLIPS RD YULEE FL 320977531, YULEE, FL 32097-7531

Mortgage

Document Number	0023280398
Date	Dec 30, 2019
Book Page	002328/000398
Instrument	45040828

Lender

Name	FIRST PORT CTY BK
Type	Bank
Address	BAINBRIDGE, GA 39818-1070

Agreement

Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Document Number	0023280387
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2757 1ST AVE FERNANDINA BEACH FL 320342345, FERNANDINA BEACH, FL 32034-2345

Mortgage

Document Number	0023280387
Date	Dec 30, 2019
Book Page	002328/000387
Instrument	45040827

Lender

Name	FIRST PORT CTY BK
Type	Bank
Address	BAINBRIDGE, GA 39818-1070

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Document Number	0023220355
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 07, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85428 PHILLIPS RD YULEE FL 320977531, YULEE, FL 32097-7531

Mortgage

Document Number	0023220355
Date	Dec 03, 2019
Book Page	002322/000355
Instrument	45037979

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Dec 02, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.63%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Document Number	0023220371
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85428 PHILLIPS RD YULEE FL 320977531, YULEE, FL 32097-7531

Mortgage

Document Number	0023220371
Date	Dec 03, 2019
Book Page	002322/000371
Instrument	45037980

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	924 Months
Due	Dec 02, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.63%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85428 PHILLIPS RD, YULEE, FL 32097-7531
Document Number	0022790811
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85428 PHILLIPS RD YULEE FL 320977531, YULEE, FL 32097-7531

Mortgage

Document Number	0022790811
Date	Jun 06, 2019
Book Page	002279/000811
Instrument	45017801

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 05, 2034

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+0.69%) Homeowner's exemption	$58,462 (+2.9%)	$149,454 (+9.1%) Land $85,000 Building $64,454
2024	$433.00 (+0.23%) Homeowner's exemption	$56,814 (+3%)	$136,983 (+2.78%) Land $80,000 Building $56,983
2023	$432.00 (+9.37%) Homeowner's exemption	$55,159 (+3%)	$133,282 (+36.93%) Land $80,000 Building $53,282
2022	$395.00 Homeowner's exemption	$53,552	$97,335 Land $60,000 Building $37,335

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Phillips Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures