8542 Cordial Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 8542 Cordial Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,535 sqft · built 1974
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$823,000 (Apr 2022)
Tax Bill	$10,964 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-450-12-00`

Property Details

APN / Parcel Number

Primary APN	`398-450-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,200 sqft (0.142 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8542 CORDIAL RD
City	EL CAJON
State	CA
Zip	92021-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 114 TR 007307
Legal Subdivision	JOHNSTOWN SERIES
Legal Tract	007307
Legal Block	2
Legal Lot Number	114
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8542 CORDIAL RD, EL CAJON, CA 92021-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Grant Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 3, 2018	Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY
Oct 3, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	2022183686
Prior Transfer Date	Sep 26, 2018
Prior Transfer Doc	0000411893
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2022
Property Address	8542 CORDIAL RD, EL CAJON, CA 92021-2132
Document Number	0000183686
Map Reference	MAP 7307
Instrument Date	Mar 22, 2022
Instrument	2022-0183686
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8542 CORDIAL RD, EL CAJON, CA 92021-2132

Mortgage

Document Number	0000183687
Date	Apr 27, 2022
Instrument	2022-0183687

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2018
Property Address	8542 CORDIAL RD, EL CAJON, CA 92021-2132
Document Number	0000411893
Instrument Date	Sep 26, 2018
Instrument	411893
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1251 CAMINO SEL SEQVAN ALPINE CA 91901, ALPINE, CA 91901

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2018
Property Address	8542 CORDIAL RD, EL CAJON, CA 92021-2132
Document Number	0000411894
Instrument Date	Aug 26, 2018
Instrument	411894
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8542 CORDIAL RD EL CAJON CA 920212132, EL CAJON, CA 92021-2132

Mortgage

Document Number	411895
Date	Oct 3, 2018
Instrument	411895

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,833 (+2%) Land $499,533 Building $391,300
2025	$10,964.00 (+12.09%) Homeowner's exemption	$873,367 (+13.72%) Land $489,739 Building $383,628
2023	$9,781.00 (+32.18%) Homeowner's exemption	$768,000 Land $430,000 Building $338,000
2022	$7,400.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Feb 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Wyyerd Connect.

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