8540 Perch Ct, Lusby, MD 20657 Property Records

Calvert County property record for 8540 Perch Ct, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,740 sqft · built 1987
Lot Size	3.45 acres (150,370 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Jun 2021)
Tax Bill	$3,689 (2023)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-059009`

Property Details

APN / Parcel Number

Primary APN	`01-059009`
Alternative APNs	`1059009` `059009`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,740 sqft Total Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	150,370 sqft (3.45 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	059009
Old Parcel Number	1059009
Street Address	8540 PERCH CT
City	LUSBY
State	MD
Zip	20657-2041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 694 PLAT 16 WHITE SANDS
Legal Subdivision	WHITESANDS 16
Legal Lot Number	694
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1006
Census Tract	860902

Owner

8540 Perch Ct is owned and occupied by an individual who bought it in June 2021.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	8540 PERCH CT, LUSBY, MD 20657-2041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 1, 2021	Deed, Transfer · VA Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Deed Document Number	0005977175
Deed Book / Page	5977 / 175
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8540 PERCH CT, LUSBY, MD 20657-2041
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065090169
Date	Nov 28, 2023
Book Page	6509/169

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8540 PERCH CT, LUSBY, MD 20657-2041
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8540 PERCH CT, LUSBY, MD 20657-2041

Mortgage

Document Number	0062250029
Date	Feb 22, 2022
Book Page	6225/29

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 1, 2021
Property Address	8540 PERCH CT, LUSBY, MD 20657-2041
Document Number	0059770175
Book / Page	5977 / 175
Map Reference	MB JLB 1 FO 110
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	BRIDGEVIEW TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8540 PERCH CT, LUSBY, MD 20657-2041

Mortgage

Document Number	5977179
Date	Jun 1, 2021
Instrument	5977/179

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,689.00 Homeowner's exemption	$355,100 Land $185,800 Building $169,300	$355,100 Land $185,800 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8540 Perch Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8540 Perch Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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