Orange County property record for 8540 Havasu Dr, Orlando, FL 32829
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1975 |
| Lot Size | 0.242 acres (10,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2020) |
| Tax Bill | $3,587 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-30-1298-02-070 |
| Primary APN | 12-23-30-1298-02-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,548 sqft (0.242 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 286 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 8540 HAVASU DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32829-8525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | CHICKASAW WOODS 5/81 LOT 7 BLK B |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | CHICKASAW WOODS |
| Legal Tract | 1298 |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 16710 |
Source: Orange County records · APN 12-23-30-1298-02-070
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8540 HAVASU DR, ORLANDO, FL 32829-8525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERIFIRST FIN'L CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Sep 19, 1997 · Amount on Record |
| Deed Document Number | 2020568439 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 8540 HAVASU DR, ORLANDO, FL 32829-8525 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8540 HAVASU DR, ORLANDO, FL 32829-8525 |
| Document Number | 0000288580 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 20230288580 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 30, 2020 |
| Property Address | 8540 HAVASU DR, ORLANDO, FL 32829-8525 |
| Document Number | 0000568439 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 568439 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8540 HAVASU DR ORLANDO FL 328298525, ORLANDO, FL 32829-8525 |
| Document Number | 568440 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 568440 |
| Name | AMERIFIRST FIN'L CORP |
|---|---|
| Address | PORTAGE, MI 49002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,818 (+2.7%) | $291,630 (-2.55%) Land $95,000 Building $196,630 | |
| 2025 | $3,587.00 (+5.87%) Homeowner's exemption | $234,487 (+5.99%) | $299,250 (+7.03%) Land $95,000 Building $204,250 |
| 2024 | $3,388.00 (+7.59%) | ||
| 2023 | $3,149.00 (+4.2%) Homeowner's exemption | $221,242 (+3%) | $279,603 (+15.46%) Land $95,000 Building $184,603 |
| 2022 | $3,022.00 Homeowner's exemption | $214,798 | $242,166 Land $95,000 Building $147,166 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 375 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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