Santa Rosa County property record for 8540 Dinosaur Rd, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,923 sqft · built 2014 |
| Lot Size | 0.553 acres (24,089 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $218,500 (Nov 2014) |
| Tax Bill | $1,789 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-2S-26-0000-02115-0000 |
| Primary APN | 04-2S-26-0000-02115-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,923 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,923 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 24,089 sqft (0.553 acres) |
| Lot Dimensions | 305 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8540 DINOSAUR RD |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | COMM AT A PT ON TH W LI OF SECTION 4 TOWNSHIP 2 SOUTH RANGE 26 WEST WHICH IS 120 FT N OF THE NW COR OF TH ESW4 OF THE SW4 THN E 400.75 FT TO POB THN S00*5121W 110.07 FT TO NLY R/W LI DINOSAUR RD THN S83*3839E 70.00 FT THN N07*2051E 55.00 FT THN N90*0 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 04 |
| Legal Subdivision | RIVERVIEW NORTH |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1280 |
| Census Tract | 10802 |
8540 Dinosaur Rd is owned and occupied by two individuals who acquired it in August 2019.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8540 DINOSAUR RD, NAVARRE, FL 32566-9411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 12, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2014 · Amount on File |
| Deed Sale | Nov 25, 2014 · Amount on File |
| Prior Sale | Jun 16, 2004 · Amount on File |
| Deed Document Number | 201441414 |
| Deed Book / Page | 3389 / 1032 |
| Last Transfer Date | Aug 21, 2019 |
| Transfer Doc | 0038640397 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8540 DINOSAUR RD, NAVARRE, FL 32566-9411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8540 DINOSAUR RD, NAVARRE, FL 32566-9411 |
| Document Number | 0043520202 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 4352/202 |
| Instrument | 202268192 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8540 DINOSAUR RD, NAVARRE, FL 32566-9411 |
| Document Number | 0039001511 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8540 DINOSAUR RD NAVARRE FL 325669411, NAVARRE, FL 32566-9411 |
| Document Number | 0039001511 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 003900/001511 |
| Instrument | 56723 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2034 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,876 (+2.9%) | $302,951 (+2.05%) Land $44,000 Building $258,951 | |
| 2024 | $1,789.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $189,384 (+3%) | $296,861 (+2.15%) Land $44,000 Building $252,861 |
| 2023 | $1,738.00 (+0.17%) Homeowner's exemption Disabled Person's exemption Widower's exemption | $183,868 (+3%) | $290,615 (+4.83%) Land $39,600 Building $251,015 |
| 2022 | $1,735.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $178,513 | $277,237 Land $33,000 Building $244,237 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8540 Dinosaur Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8540 Dinosaur Rd is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T.
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