8540 Dinosaur Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8540 Dinosaur Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,923 sqft · built 2014
Lot Size0.553 acres (24,089 sqft)
Owner2 Individual Names on File
Last Sale$218,500 (Nov 2014)
Tax Bill$1,789 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN04-2S-26-0000-02115-0000

Property Details

APN / Parcel Number

Primary APN04-2S-26-0000-02115-0000
Alternative APN
  • S262040000021150000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,923 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,923 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area24,089 sqft (0.553 acres)
Lot Dimensions305 ft deep x 75 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8540 DINOSAUR RD
CityNAVARRE
StateFL
Zip32566-9411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionCOMM AT A PT ON TH W LI OF SECTION 4 TOWNSHIP 2 SOUTH RANGE 26 WEST WHICH IS 120 FT N OF THE NW COR OF TH ESW4 OF THE SW4 THN E 400.75 FT TO POB THN S00*5121W 110.07 FT TO NLY R/W LI DINOSAUR RD THN S83*3839E 70.00 FT THN N07*2051E 55.00 FT THN N90*0
Legal Range26W
Legal Township2S
Legal Section04
Legal SubdivisionRIVERVIEW NORTH
Legal BlockA
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1280
Census Tract10802

Owner

8540 Dinosaur Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address8540 DINOSAUR RD, NAVARRE, FL 32566-9411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 12, 2019Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on File
Deed SaleNov 25, 2014 · Amount on File
Prior SaleJun 16, 2004 · Amount on File
Deed Document Number201441414
Deed Book / Page3389 / 1032
Last Transfer DateAug 21, 2019
Transfer Doc0038640397
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8540 DINOSAUR RD, NAVARRE, FL 32566-9411
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8540 DINOSAUR RD, NAVARRE, FL 32566-9411

Mortgage

Document Number0043520202
DateDec 15, 2022
Book Page4352/202
Instrument202268192
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueJan 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8540 DINOSAUR RD, NAVARRE, FL 32566-9411
Document Number0039001511
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8540 DINOSAUR RD NAVARRE FL 325669411, NAVARRE, FL 32566-9411

Mortgage

Document Number0039001511
DateDec 17, 2019
Book Page003900/001511
Instrument56723
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueDec 16, 2034

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$194,876 (+2.9%)$302,951 (+2.05%) Land $44,000 Building $258,951
2024$1,789.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Widower's exemption$189,384 (+3%)$296,861 (+2.15%) Land $44,000 Building $252,861
2023$1,738.00 (+0.17%) Homeowner's exemption Disabled Person's exemption Widower's exemption$183,868 (+3%)$290,615 (+4.83%) Land $39,600 Building $251,015
2022$1,735.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$178,513$277,237 Land $33,000 Building $244,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8540 Dinosaur Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8540 Dinosaur Rd is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

May also be available: AT&T.

Nearby Properties on Dinosaur Rd

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