Delaware County property record for 8540 Coldwater Dr, Powell, OH 43065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,546 sqft · built 2015 |
| Lot Size | 0.355 acres (15,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,000 (Jun 2016) |
| Tax Bill | $14,138 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 319-311-07-011-000 |
| Primary APN | 319-311-07-011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,546 sqft Living Area |
| Gross Area | 5,376 sqft |
| 1st Floor Area | 1,773 sqft |
| Upper Floors Area | 1,773 sqft |
| Basement Area | 1,280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 15,464 sqft (0.355 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 115 sqft |
| Patio Area | 1,600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 8540 COLDWATER DR |
|---|---|
| City | POWELL |
| State | OH |
| Zip | 43065-2511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3519 GOLF VILLAGE SEC 12 PH D |
| Legal Subdivision | GOLF VILLAGE |
| Legal Lot Number | 3519 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11900 |
Source: Delaware County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8540 COLDWATER DR, POWELL, OH 43065-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Nov 1, 2021 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on Record |
| Deed Sale | Jun 14, 2016 · Amount on Record |
| Deed Document Number | 201616630 |
| Deed Book / Page | 1428 / 1464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 8540 COLDWATER DR, POWELL, OH 43065-2511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000035532 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 1887/2584 |
| Instrument | 202100035532 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.47% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.47% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 8540 COLDWATER DR, POWELL, OH 43065-2511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | N TITLE COMPANY, TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000048334 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1915/2765 |
| Instrument | 202100048334 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 8540 COLDWATER DR, POWELL, OH 43065-2511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | N TITLE COMPANY, TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000048335 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 1915/2779 |
| Instrument | 202100048335 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Municipality | Powell City |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,138.00 (-5.32%) | $238,280 (-) Land $38,430 Building $199,850 | $680,800 (-) Land $109,800 Building $571,000 |
| 2024 | $14,933.00 (-0.32%) Homeowner's exemption | $238,280 (-) Land $38,430 Building $199,850 | |
| 2023 | $14,981.00 Homeowner's exemption | $238,280 Land $38,430 Building $199,850 | $680,800 Land $109,800 Building $571,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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