8540 Christopher Dr, Saint John, IN 46373 Property Records

Lake County property record for 8540 Christopher Dr, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1984
Lot Size	1.46 acres (63,641 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,800 (Aug 2019)
Tax Bill	$2,587 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-09-11-0246-0002`

Property Details

APN / Parcel Number

Primary APN	`009-09-11-0246-0002`
Alternative APNs	`45-11-30-226-002.000-032` `091102460002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	1,352 sqft
Basement Area	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Construction Type	Frame
Roof Material	Asphalt
Lot Area	63,641 sqft (1.46 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8540 CHRISTOPHER DR
City	SAINT JOHN
State	IN
Zip	46373-5500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEMKOVICH ADDITION LOT 2
Legal Subdivision	DEMKOVICH ADDITION
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	2
Census Block	2008
Census Tract	42613

Owner

Source: Lake County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8540 CHRISTOPHER DR, SAINT JOHN, IN 46373-5500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	201949138
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jul 10, 2026
Property Address	8540 CHRISTOPHER DR, SAINT JOHN, IN 46373-5500
Document Number	0000529106
Instrument Date	Jul 9, 2026
Instrument	2026529106
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11157 S GREEN BAY AVE, CHICAGO, IL 60617-6906

Mortgage

Document Number	0000529106,
Date	Jul 10, 2026
Instrument	2026529106

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8540 CHRISTOPHER DR, SAINT JOHN, IN 46373-5500
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038161
Date	Jun 19, 2018
Instrument	2018 038161

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	HAMMOND, IN 46320

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 5, 2019
Property Address	8540 CHRISTOPHER DR, SAINT JOHN, IN 46373-5500
Document Number	0000049138
Map Reference	MB 57 PG 7
Instrument Date	Aug 1, 2019
Instrument	2019 049138
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8540 CHRISTOPHER DR, SAINT JOHN, IN 46373-5500

Mortgage

Document Number	0000049139
Date	Aug 5, 2019
Instrument	2019 049139

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,700 (+7.59%) Land $107,500 Building $251,200	$358,700 (+7.59%) Land $107,500 Building $251,200
2024	$2,587.00 (+0.98%)
2023		$333,400 (+9.2%) Land $107,500 Building $225,900	$333,400 (+9.2%) Land $107,500 Building $225,900
2022	$2,562.00	$305,300 Land $107,500 Building $197,800	$305,300 Land $107,500 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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