854 Whispering Village Cir, Ballwin, MO 63021 Property Records

St. Louis County property record for 854 Whispering Village Cir, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,420 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Feb 2022)
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Mar 2022 Sale Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24S-21-1815`

Property Details

APN / Parcel Number

Primary APN	`24S-21-1815`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,408 sqft
Game Room	Game Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	56 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	170 sqft
Patio Area	120 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	854 WHISPERING VILLAGE CIR
City	BALLWIN
State	MO
Zip	63021-4483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	WHISPERING WOODS LOT 9B
Legal Subdivision	WHISPERING WOODS
Legal Lot Number	9B
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1011
Census Tract	217944

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Beneficiary Deed, Transfer
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 16, 2022	Affidavit of Death of Joint Tenant, Transfer CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP
Sep 16, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Jun 29, 2004 · Amount on Record
Deed Document Number	2022216550
Deed Book / Page	25374 / 3324
Last Transfer Date	Mar 9, 2022
Transfer Doc	0249170314
Record Updated	Oct 29, 2026

March 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 21, 2022
Property Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483
Document Number	0249170314
Book / Page	24917 / 314
Map Reference	MB 346 PG 408
Instrument Date	Mar 9, 2022
Instrument	2022032100493
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1345 RUSTICVIEW DR, BALLWIN, MO 63011-4269

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 E ENGLISH ST, WICHITA, KS 67218-1215

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2022
Property Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483
Document Number	0253743324
Book / Page	25374 / 3324
Map Reference	MB 346 PG 408
Instrument Date	Feb 10, 2022
Instrument	2022021600550
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483

Mortgage

Document Number	2022021600551
Date	Feb 16, 2022
Instrument	2022021600551

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Feb 16, 2022
Property Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483
Document Number	0253743321
Book / Page	25374 / 3321
Map Reference	MB 346 PG 408
Instrument Date	Feb 10, 2022
Instrument	2022021600549
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 16, 2021
Property Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483
Document Number	0251105638
Book / Page	25110 / 5638
Map Reference	MB 346 PG 408
Instrument Date	Sep 10, 2021
Instrument	2021091600127
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 WHISPERING VILLAGE CIR, BALLWIN, MO 63021-4483

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,160 (-) Land $19,380 Building $44,780	$337,700 (-) Land $102,000 Building $235,700
2025	$3,999.00 (+0.05%)	$64,160 (+12.4%) Land $19,380 Building $44,780	$337,700 (+12.42%) Land $102,000 Building $235,700
2024	$3,997.00 (+0.1%)
2023	$3,993.00 (+6.91%)	$57,080 (+14.32%) Land $14,540 Building $42,540	$300,400 (+14.31%) Land $76,500 Building $223,900
2022	$3,735.00	$49,930 Land $15,500 Building $34,430
2021			$262,800 Land $81,600 Building $181,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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