Wicomico County property record for 854 Tern Ln, Apt 202, Salisbury, MD 21804
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,175 sqft · built 2009 |
| Lot Size | 0.015 acres (669 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2021) |
| Tax Bill | $1,592 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-047375 |
| Primary APN | 08-047375 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,175 sqft Total Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Condo/Apartment |
| Lot Area | 669 sqft (0.015 acres) |
| Sewer | Connected |
|---|
| Account Number | 047375 |
|---|---|
| Street Address | 854 TERN LN, 202 |
| City | SALISBURY |
| State | MD |
| Zip | 21804-2321 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | B1 |
| Legal Description | UNIT 202 854 TERN LANE SUMMERSGATE CONDO PH 1 |
| Legal Subdivision | SUMMERGATE CONDOMINIUM |
| Legal Phase | 1 |
| Legal Lot Number | A202 |
| Legal Unit | 202 |
| Jurisdiction | WICOMICO MD |
| Township / Civil Division | 8, NUTTERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10503 |
854 Tern Ln, Apt 202 is owned and occupied by two individuals who bought it in July 2021.
Source: Wicomico County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 854 TERN LN, 202, SALISBURY, MD 21804-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Nov 4, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 23, 2021 | Deed, Transfer INSIGHT TITLE AND SETTLEMENT SERVICES, BRIGHT TTL & SETLEMENT SVCS |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Book / Page | 4905 / 270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Nov 2, 2023 |
| Property Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0053170219 |
| Book / Page | 5317 / 219 |
| Map Reference | CAB MSB 15 FFO 865 |
| Instrument Date | Oct 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Title Company | COMMUNITY TITLE NETWORK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0053170225 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5317/225 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 854 TERN LN 202, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0049750375 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 4975/375 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WICOMICO MD |
| Recording Date | Jul 23, 2021 |
| Property Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0049050270 |
| Book / Page | 4905 / 270 |
| Map Reference | CAB MSB15 FO 865 |
| Instrument Date | Jul 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INSIGHT TITLE AND SETTLEMENT SERVICES, BRIGHT TTL & SETLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WICOMICO MD |
| Property Address | 854 TERN LN APT 202, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0043450330 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 854 TERN LN #202 SALISBURY MD 218042321, 202, SALISBURY, MD 21804-2321 |
| Document Number | 0043450330 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 004345/000330 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 854 Tern Ln, Apt 202 was $1,592.
Source: Wicomico County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Wicomico County |
| Municipality | Salisbury City |
| Unified School District | Wicomico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,733 | $193,800 Land $58,100 Building $135,700 | |
| 2025 | $1,592.00 | ||
| 2023 | $1,652.00 | $165,633 | $172,700 Land $51,800 Building $120,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 854 Tern Ln, Apt 202 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 28, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 854 Tern Ln, Apt 202 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SALISBURY serves 30,343 people · EPA ID MD0220004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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