854 Star Ct, Union Bridge, MD 21791 Property Records

Carroll County property record for 854 Star Ct, Union Bridge, MD 21791

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1973
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Aug 2018)
Tax Bill	$3,496 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-006553`

Property Details

APN / Parcel Number

Primary APN	`02-006553`
Alternative APNs	`2006553` `006553`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,691 sqft (0.475 acres)
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006553
Street Address	854 STAR CT
City	UNION BRIDGE
State	MD
Zip	21791-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 9 - 20691 SF 854 STAR CT 9-96 KEY VIEW SC 2
Legal Subdivision	KEY VIEW # 2
Legal Lot Number	9
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	1
Census Block	1012
Census Tract	502000

Owner

854 Star Ct is owned and occupied by two individuals who bought it in August 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	854 STAR CT, UNION BRIDGE, MD 21791-9322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 7, 2018	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Aug 29, 1990 · Amount on File
Deed Book / Page	9086 / 3
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	854 STAR CT, UNION BRIDGE, MD 21791-9322
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	MARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096720030
Date	May 13, 2020
Book Page	9672/30

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 7, 2018
Property Address	854 STAR CT, UNION BRIDGE, MD 21791-9322
Document Number	0090860003
Book / Page	009086 / 000003
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	COMPETITIVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	854 STAR CT UNION BRIDGE MD 217919322, UNION BRIDGE, MD 21791-9322

Mortgage

Document Number	90860009
Date	Aug 7, 2018
Book Page	009086/000009

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 854 Star Ct was $3,496, up 12.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,496.00 (+12.3%)	$305,600 Land $85,000 Building $220,600	$305,600 Land $85,000 Building $220,600
2025	$3,113.00
2023	$2,293.00	$203,000 Land $85,000 Building $118,000	$203,000 Land $85,000 Building $118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 854 Star Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 854 Star Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARK HILL BIBLE CHURCH serves 163 people · EPA ID MD0060019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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