854 Silver Fox Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 854 Silver Fox Dr, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,942 sqft · built 1977
Lot Size0.662 acres (28,800 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Aug 2025)
Tax Bill$1,931 (2023)
Deeds & MortgagesFeb 2023 Line of Credit
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01009B0037.000000

Property Details

APN / Parcel Number

Primary APN01009B0037.000000
Alternative APNs
  • 5527 69 9400
  • 140155
  • 180007

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,942 sqft Living Area
Gross Area2,586 sqft
1st Floor Area1,942 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,800 sqft (0.662 acres)
Lot Dimensions225 ft deep x 128 ft wide
DrivewayAsphalt Driveway
Driveway Area720 sqft

Exterior Amenities

Pool Area512 sqft
PorchPatio
Deck Area404 sqft
Patio Area488 sqft
Storage Building204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number180007
Street Address854 SILVER FOX DR
CityCONCORD
StateNC
Zip28025-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 37 FOXWOOD ACRES
Legal SubdivisionFOXWOOD ACRES
Legal Lot Number37
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group1
Census Block1049
Census Tract41503

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address854 SILVER FOX DR, CONCORD, NC 28025-4102
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Sep 10, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Document Number202518693
Deed Book / Page17578 / 148
Prior Transfer DateAug 23, 2007
Prior Transfer Doc7766280
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address854 SILVER FOX DR, CONCORD, NC 28025-4102
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address854 SILVER FOX DR, CONCORD, NC 28025-4102

Mortgage

Document Number0016367176
DateFeb 9, 2023
Book Page16367/176
Lender
NameCOGENT BANK
TypeBank
AddressHARRISBURG, NC 28075
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJan 25, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 10, 2020
Property Address854 SILVER FOX DR, CONCORD, NC 28025-4102
Document Number0000144861
Book / Page14486 / 1
Map ReferenceMB 462 PG 482
Instrument DateSep 10, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address854 SILVER FOX DR, CONCORD, NC 28025-4102

Mortgage

Document Number0000144864
DateSep 10, 2020
Instrument14486/4
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,720 (+17.36%) Land $65,000 Building $275,720
2025$290,310 (+28.67%) Land $65,000 Building $225,310
2024$340,720 (+51.01%) Land $65,000 Building $275,720
2023$1,931.00$225,630 Land $55,000 Building $170,630$225,630 Land $55,000 Building $170,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims7 (2008–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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