854 S Ainger Rd, Charlotte, MI 48813 Property Records

Eaton County property record for 854 S Ainger Rd, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,578 sqft · built 1979
Lot Size	10 acres (439,085 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Dec 2025)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10001840003500`

Property Details

APN / Parcel Number

Primary APN	`10001840003500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,578 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	439,085 sqft (10 acres)
Garage Area	636 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	854 S AINGER RD
City	CHARLOTTE
State	MI
Zip	48813-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	N 340 FT OF S 939.71 FT OF E 1292 FT OF SE 1/4. SEC.18, T2N,R5W, CARMEL TWP 1979
Legal Range	05W
Legal Township	02N
Legal Section	18
Jurisdiction	EATON MI
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2009
Census Tract	21002

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 1/2 GOLDEN AVE, BATTLE CREEK, MI 49014-8203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Warranty Deed, Transfer · VA Mortgage NEIGHBORHOOD LOANS
Sep 29, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2025 · Amount on Record
Deed Sale	Dec 11, 2025 · Amount on Record
Deed Book / Page	3169 / 119
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	2701/0445
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 11, 2025
Property Address	854 S AINGER RD, CHARLOTTE, MI 48813-8500
Document Number	003169/119
Book / Page	3169 / 119
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 JAMESTON DR, JEFFERSON, GA 30549-8602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 1 2 GOLDEN AVE, BATTLE CREEK, MI 49014

Mortgage

Document Number	0003169120
Date	Dec 11, 2025
Instrument	3169/120

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Adjustable	Adjustable Rate Rider

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Sep 29, 2017
Property Address	854 S AINGER RD, CHARLOTTE, MI 48813-8500
Document Number	2701/0445
Book / Page	2701 / 0445
Instrument Date	Sep 25, 2017
Instrument	2701-0445
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 S AINGER RD, 854, CHARLOTTE, MI 48813-8500

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	270 JAMESTON DR, JEFFERSON, GA 30549-8602

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Carmel Township
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,880 (+1.65%)	$283,101 (-) Land $60,682 Building $222,419
2025	$3,583.00 (+63.98%)	$141,550 (+33.54%)	$283,101 (+33.54%) Land $60,682 Building $222,419
2024	$2,185.00 (+13.51%)
2023		$106,000	$212,000
2022	$1,925.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, MEI.

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