854 Raintree Dr, Naperville, IL 60540 Property Records

DuPage County property record for 854 Raintree Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,076 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Apr 2026)
Tax Bill	$13,547 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-23-411-017`

Property Details

APN / Parcel Number

Primary APN	`07-23-411-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
Gross Area	4,210 sqft
1st Floor Area	1,602 sqft
2nd Floor Area	1,474 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.3 ft deep x 7.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	854 RAINTREE DR
City	NAPERVILLE
State	IL
Zip	60540-6381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE COUNTRYSIDE OF NAPERVILLE UNIT 4 ALL
Legal Subdivision	THE COUNTRYSIDE OF NAPERVILLE UNIT 4
Legal Lot Number	54
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1004
Census Tract	846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4117 N SHERIDAN RD, 2S, CHICAGO, IL 60613-2077
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CORPORATION
Nov 4, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Nov 4, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	202626133
Prior Transfer Date	Sep 27, 2025
Prior Transfer Doc	0000070866
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2026
Property Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000026133
Instrument Date	Mar 26, 2026
Instrument	202626133
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4117 N SHERIDAN RD, 2S, CHICAGO, IL 60613-2077

Mortgage

Document Number	0000026134,
Date	Apr 22, 2026
Instrument	202626134

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 4, 2025
Property Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000070866
Map Reference	DOC R87-13053
Instrument Date	Sep 27, 2025
Instrument	R2025-070866
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 4, 2025
Property Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000070866
Map Reference	DOC R87-13053
Instrument Date	Sep 27, 2025
Instrument	R2025-070866
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	854 RAINTREE DR, NAPERVILLE, IL 60540-6381
Document Number	0000008117
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	854 RAINTREE DR NAPERVILLE IL 605406381, NAPERVILLE, IL 60540-6381

Mortgage

Document Number	0000008117
Date	Jan 23, 2020
Instrument	8117

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2035

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,547.00 (+3.95%) Homeowner's exemption	$237,757 (+9.67%) Land $55,131 Building $182,626	$713,271 (+9.67%) Land $165,393 Building $547,878
2024	$13,032.00 (+6.5%) Homeowner's exemption	$216,793 (+17.14%) Land $50,270 Building $166,523	$650,379 (+17.14%) Land $150,810 Building $499,569
2022	$12,237.00 Homeowner's exemption	$185,070 Land $42,560 Building $142,510	$555,210 Land $127,680 Building $427,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1996–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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