Barnstable County and Barnstable Town City property record for 854 Phinneys Ln, Centerville, MA 02632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (May 2010) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CENT M:251 L:101 |
| Primary APN | CENT M:251 L:101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 3,252 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 161853 |
|---|---|
| Street Address | 854 PHINNEYS LN |
| City | CENTERVILLE |
| State | MA |
| Zip | 02632-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC-1;R |
| Legal Lot Number | 101 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12601 |
Source: Barnstable County and Barnstable Town City records · APN CENT M:251 L:101
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 235, BARNSTABLE, MA 02630-0235 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 10, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Jun 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2010 · Amount on Record |
| Deed Sale | May 11, 2010 · Amount on Record |
| Prior Sale | Jan 27, 2010 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 854 PHINNEYS LN, CENTERVILLE, MA 02632-1947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001435100 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 1435100 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTERVILLE MA |
| Property Address | 854 PHINNEYS LN, CENTERVILLE, MA 02632-1947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001446993 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 1446993 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 854 PHINNEYS LN, CENTERVILLE, MA 02632-1947 |
| Document Number | 0001393697 |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 854 PHINNEYS LN CENTERVILLE MA 026321947, CENTERVILLE, MA 02632-1947 |
| Document Number | 0001393697 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 1393697 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 02, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 854 PHINNEYS LN, CENTERVILLE, MA 02632-1947 |
| Document Number | 0001324082 |
| Instrument Date | Jun 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001324082 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 1324082 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,986.00 (+7.32%) | $492,700 (+3.62%) Land $146,700 Building $346,000 | $604,960 |
| 2024 | $3,714.00 (+4.44%) | $475,500 (+11.52%) Land $146,700 Building $328,800 | |
| 2023 | $3,556.00 | $426,400 Land $133,300 Building $293,100 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010126012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA4020002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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