San Bernardino County property record for 854 N 4th Ave, Upland, CA 91786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,982 sqft · built 1914 |
| Lot Size | 0.185 acres (8,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Dec 2021) |
| Tax Bill | $5,726 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1046-082-35-0000 |
| Primary APN | 1046-082-35-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 1,982 sqft |
| Family Room | Family Room |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Conventional |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 8,040 sqft (0.185 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio/Porch |
| Porch Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 854 N 4TH AVE |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91786-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ONTAR1O COLONY LANDS W 134 FT E 337 FT S 60 FT N 310 FT LOT 543 |
| Legal Subdivision | ONTARIO COLONY LAND |
| Legal Block | 2 |
| Legal Lot Number | 543 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 901 |
Source: San Bernardino County records · APN 1046-082-35-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 14, 2021 | Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Dec 14, 2021 | Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Deed Document Number | 2021558985 |
| Prior Transfer Date | Nov 16, 2021 |
| Prior Transfer Doc | 0000558984 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 10, 2026 |
| Property Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000146145 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 2026146145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000146145, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 2026146145 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000010497 |
|---|---|
| Date | Jan 12, 2024 |
| Instrument | 2024-0010497 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000558985 |
| Map Reference | MB 11 PG 6 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021-0558985 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000558986 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-0558986 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 14, 2021 |
| Property Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
| Document Number | 0000558984 |
| Map Reference | MB 11 PG 6 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021-0558984 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 854 N 4TH AVE, UPLAND, CA 91786-3937 |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $703,473 (+2%) Land $248,960 Building $454,513 | |
| 2025 | $5,726.00 (+3.36%) Homeowner's exemption Disabled Person's exemption | $689,679 (+4.04%) Land $244,078 Building $445,601 |
| 2023 | $5,540.00 (-10.08%) Homeowner's exemption | $662,898 Land $234,600 Building $428,298 |
| 2022 | $6,161.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 506 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF UPLAND serves 78,376 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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