854 N 400 E, American Fork, UT 84003 Property Records

Utah County property record for 854 N 400 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,387 sqft · built 1977
Lot Size	0.467 acres (20,324 sqft)
Owner	Individual Name on Record
Last Sale	$274,400 (Apr 2008)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-130-0015`

Property Details

APN / Parcel Number

Primary APN	`46-130-0015`
Alternative APNs	`461300013` `618083`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,387 sqft
Basement Area	1,371 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	20,324 sqft (0.467 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	618083
Street Address	854 N 400 E
City	AMERICAN FORK
State	UT
Zip	84003-1367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37, PLAT C, MARTIN MEADOWS SUBDV. AREA 0.263 AC. ALSO COM N 784.4 FT & E 1397.5 FT FR SE COR. LOT 37, MARTIN MEADOWS, PLAT C SUB; N 9 DEG 43 5 E 59.36 FT; N 2 DEG 32 15 E 31.39 FT; S 89 DEG 19 58 E 102.57 FT; S 1 DEG 19 19 W 8.8 FT; S 12 DEG 25 1
Legal Subdivision	MARTIN MEADOWS SUB
Legal Lot Number	37
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1002
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 N 400 E, AMERICAN FORK, UT 84003-1367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage CYPRUS FCU
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit CYPRUS FCU
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit CYPRUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2008 · Amount on Record
Deed Sale	Apr 17, 2008 · Amount on Record
Deed Document Number	200845467
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Apr 14, 2026
Property Address	854 N 400 E, AMERICAN FORK, UT 84003-1367
Document Number	0000031194
Instrument Date	Apr 6, 2026
Instrument	202631194
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 N 400 E, AMERICAN FORK, UT 84003-1367

Mortgage

Document Number	0000031194,
Date	Apr 14, 2026
Instrument	202631194

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	854 N 400 E, AMERICAN FORK, UT 84003-1367
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	NOT AVAILABLE, FNT OREM FNTIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 N 400 E, AMERICAN FORK, UT 84003-1367

Mortgage

Document Number	0000024512
Date	Apr 19, 2023
Instrument	24512:2023

Lender

Name	CYPRUS FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	854 N 400 E, AMERICAN FORK, UT 84003-1367
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035216
Date	Mar 22, 2022
Instrument	35216:2022

Lender

Name	CYPRUS FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	854 N 400 E, AMERICAN FORK, UT 84003-1367
Document Number	0000124259
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 N 400 E AMERICAN FORK UT 840031367, AMERICAN FORK, UT 84003-1367

Mortgage

Document Number	0000124259
Date	Nov 25, 2019
Instrument	124259

Lender

Name	CYPRUS FCU
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,075 (+16%)	$636,500 (+16%) Land $376,600 Building $259,900
2025	$2,636.00 (+5.48%)	$301,785 (+9.32%)	$548,700 (+9.32%) Land $279,000 Building $269,700
2024	$2,499.00 (+6.66%)
2023	$2,343.00 (-10.78%)	$276,045	$501,900 Land $265,700 Building $236,200
2022	$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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