854 Lupton Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 854 Lupton Dr, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,352 sqft · built 1955
Lot Size	0.432 acres (18,853 sqft)
Owner	Individual Name on Record
Last Sale	$343,500 (Jul 2024)
Tax Bill	$1,185 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118G F 025`

Property Details

APN / Parcel Number

Primary APN	`118G F 025`
Alternative APN	`0000045309`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,853 sqft (0.432 acres)
Lot Dimensions	238 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000045309
Street Address	854 LUPTON DR
City	CHATTANOOGA
State	TN
Zip	37415-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT PT 3 & 4 BLK 2 HULSE & FERGER SUB PB P23 PG 520
Legal Subdivision	HULSE & FERGER
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	10502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 LUPTON DR, CHATTANOOGA, TN 37415-4807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	2024289
Deed Book / Page	13638 / 174
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 1, 2024
Property Address	854 LUPTON DR, CHATTANOOGA, TN 37415-4807
Document Number	0000000289
Book / Page	13638 / 174
Map Reference	MB P VOL 23 PG 519
Instrument Date	Jul 1, 2024
Instrument	2024070100289
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 LUPTON DR, CHATTANOOGA, TN 37415-4807

Mortgage

Document Number	0000000290
Date	Jul 1, 2024
Instrument	2024070100290

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 21, 2021
Property Address	854 LUPTON DR, CHATTANOOGA, TN 37415-4807
Document Number	0000000315
Book / Page	12782 / 210
Map Reference	MB P PG 519
Instrument Date	Dec 15, 2021
Instrument	2021122100315
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 LUPTON DR, CHATTANOOGA, TN 37415-4807

Mortgage

Document Number	0012782213
Date	Dec 21, 2021
Instrument	12782/213

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,185.00 (-4.2%)	$78,200 (+41.41%)	$312,800 (+41.41%) Land $75,000 Building $237,800
2024	$1,237.00	$55,300 (-)	$221,200 (-) Land $70,000 Building $151,200
2023	$1,237.00	$55,300 (-)	$221,200 (-) Land $70,000 Building $151,200
2022	$1,237.00	$55,300	$221,200 Land $70,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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