854 King St, Gary, IN 46406 Property Records

Lake County property record for 854 King St, Gary, IN 46406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 986 sqft · built 1959
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Jul 2023)
Tax Bill	$699 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0269-0010`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0269-0010`
Alternative APNs	`45-07-01-355-016.000-004` `254202690010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Basement Area	986 sqft
Finished Basement	986 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-42-0269-0010
Old Parcel Number	254202690010
Street Address	854 KING ST
City	GARY
State	IN
Zip	46406-2061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB. B.6 EAST HYDE PARK ADD. ALL L.11 & L.10 BL.6
Legal Subdivision	EAST HYDE PARK
Legal Block	6
Legal Lot Number	11
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3000
Census Tract	10302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 KING ST, GARY, IN 46406-2061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Jun 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2023-522672
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 17, 2023
Property Address	854 KING ST, GARY, IN 46406-2061
Document Number	0000022672
Map Reference	MB 10 PG 3
Instrument Date	Jul 14, 2023
Instrument	2023-522672
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 KING ST, GARY, IN 46406-2061

Mortgage

Document Number	0000022673
Date	Jul 17, 2023
Instrument	2023-522673

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 24, 2021
Property Address	854 KING ST, GARY, IN 46406-2061
Document Number	0000015107
Map Reference	MB 10 PG 3
Instrument Date	Jun 3, 2021
Instrument	2021-515107
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,100 (+178.35%) Land $9,300 Building $148,800	$158,100 (+178.35%) Land $9,300 Building $148,800
2024	$699.00 (-63.52%)
2023		$56,800 (+9.44%) Land $9,800 Building $47,000	$56,800 (+9.44%) Land $9,800 Building $47,000
2022	$1,916.00 (+114.32%)	$51,900 Land $6,600 Building $45,300	$51,900 Land $6,600 Building $45,300
2021	$894.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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