854 Harmony Rd, Boones Mill, VA 24065 Property Records

Franklin County property record for 854 Harmony Rd, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1987
Lot Size	0.228 acres (9,955 sqft)
Owner	Individual Name on Record
Last Sale	$277,500 (Oct 2023)
Tax Bill	$817 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`026 01-163 00`

Property Details

APN / Parcel Number

Primary APN	`026 01-163 00`
Alternative APN	`5498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,955 sqft (0.228 acres)
Terrain	Rolling
Deck Area	240 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5498
Street Address	854 HARMONY RD
City	BOONES MILL
State	VA
Zip	24065-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	MELODY LAKE EST LOT 117
Legal Subdivision	MELODY LAKE EST
Legal Lot Number	117
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1015
Census Tract	20400

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 HARMONY RD, BOONES MILL, VA 24065-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit HOMETRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	20235843
Deed Book / Page	1204 / 2050
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 2, 2023
Property Address	854 HARMONY RD, BOONES MILL, VA 24065-4313
Document Number	0012042050
Book / Page	1204 / 2050
Map Reference	MB 2 PG 34
Instrument Date	Sep 25, 2023
Instrument	230005843
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	854 HARMONY RD, BOONES MILL, VA 24065-4313

Mortgage

Document Number	0012042053
Date	Oct 2, 2023
Book Page	1204/2053
Instrument	230005844

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	854 HARMONY RD, BOONES MILL, VA 24065-4313
Document Number	0010883100
Book / Page	001088 / 003100
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5936 COVE RD ROANOKE VA 240192404, ROANOKE, VA 24019-2404

Mortgage

Document Number	0010883100
Date	Feb 13, 2017
Book Page	001088/003100
Instrument	924

Lender

Name	HOMETRUST BK
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$817.00 (+26.08%)	$190,100 (+78.83%) Land $22,000 Building $168,100	$190,100 (+78.83%) Land $22,000 Building $168,100
2023	$648.00	$106,300 (-) Land $15,000 Building $91,300	$106,300 (-) Land $15,000 Building $91,300
2022		$106,300 Land $15,000 Building $91,300	$106,300 Land $15,000 Building $91,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2004–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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