854 Gregory Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 854 Gregory Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1969
Lot Size	0.439 acres (19,123 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 1995)
Tax Bill	$956 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-440-018-00`

Property Details

APN / Parcel Number

Primary APN	`012-440-018-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	19,123 sqft (0.439 acres)
Lot Dimensions	195 ft deep x 98 ft wide
Garage Area	520 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	854 GREGORY DR
City	LAPEER
State	MI
Zip	48446-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 3 T7N R10E MADELINE SUBDIVISION LOT 18.
Legal Range	10E
Legal Township	07N
Legal Section	03
Legal Subdivision	MADELINE SUBDIVISION
Legal Lot Number	18
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2003
Census Tract	338000

Owner

Source: Lapeer County records · APN 012-440-018-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	854 GREGORY DR, LAPEER, MI 48446-3327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · ARM DORT FEDERAL CREDIT UNION
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DORT FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 07, 1995 · Amount on Record
Deed Sale	Aug 07, 1995 · Amount on Record
Prior Sale	Oct 19, 1990 · Amount on Record
Deed Book / Page	913 / 177
Last Transfer Date	Feb 11, 2015
Transfer Doc	0027510425
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	854 GREGORY DR, LAPEER, MI 48446-3327
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030010567
Date	Dec 21, 2018
Book Page	3001/567

Lender

Name	DORT FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2039

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 01, 2026
Index	Other
Margin	2

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	854 GREGORY DR, LAPEER, MI 48446-3327
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 GREGORY DR, LAPEER, MI 48446-3327

Mortgage

Document Number	0031540027
Date	Dec 11, 2020
Book Page	3154/27

Lender

Name	DORT FINANCIAL CU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+10.59%)	$154,600 (+10.59%)
2025	$956.00 (+2.03%) Homeowner's exemption	$69,900 (+6.55%)	$139,800 (+6.55%)
2024	$937.00 (+10.5%)
2023		$65,600	$131,200
2022	$848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 47 locations within half a mile of this property.

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