854 D St, Independence, OR 97351 Property Records

Polk County property record for 854 D St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,313 sqft · built 1964
Lot Size	0.197 acres (8,576 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Nov 2018)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BB-07503`

Property Details

APN / Parcel Number

Primary APN	`08428-BB-07503`
Alternative APN	`204624`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,691 sqft
1st Floor Area	1,313 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1974
Exterior Material	Wood Shingle
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	8,576 sqft (0.197 acres)
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces
Patio Area	380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	204624
Street Address	854 D ST
City	INDEPENDENCE
State	OR
Zip	97351-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PATTERSONS ADDITION TO THE TOWN OF INDEPENDENCE LOT 5 6 BLOCK 3
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PATTERSONS ADDITION TO THE TOWN OF INDEP
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5000
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	854 D ST, INDEPENDENCE, OR 97351-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 29, 2018	Deed of Trust, Mortgage EVERGREEN MONEYSOURCE MTG
Oct 30, 2018	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Nov 7, 2018	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	201813026
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	854 D ST, INDEPENDENCE, OR 97351-1521
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 D ST, INDEPENDENCE, OR 97351-1521

Mortgage

Document Number	0000001572
Date	Mar 7, 2024
Instrument	2024-001572

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	854 D ST, INDEPENDENCE, OR 97351-1521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008916
Date	Jun 30, 2020
Instrument	2020-008916

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	854 D ST, INDEPENDENCE, OR 97351-1521
Document Number	0000013027
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 I ST INDEPENDENCE OR 973511817, INDEPENDENCE, OR 97351-1817

Mortgage

Document Number	0000013027
Date	Nov 7, 2018
Instrument	13027

Lender

Name	EVERGREEN MONEYSOURCE MTG
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 30, 2018
Property Address	854 D ST, INDEPENDENCE, OR 97351-1521
Document Number	0000012669
Instrument Date	Oct 25, 2018
Instrument	2018-012669
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 D ST, INDEPENDENCE, OR 97351-1521

Mortgage

Document Number	0000012670
Date	Oct 30, 2018
Instrument	2018-012670

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	33 Months
Due	Jul 16, 2021

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK OR
Recording Date	Nov 7, 2018
Property Address	854 D ST, INDEPENDENCE, OR 97351-1521
Document Number	0000013026
Instrument Date	Oct 25, 2018
Instrument	13026
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 D ST INDEPENDENCE OR 973511521, INDEPENDENCE, OR 97351-1521

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,520 (+3%) Land $35,920 Building $106,600	$332,020 (-4.61%) Land $150,000 Building $182,020
2025	$2,525.00 (+3.78%)	$138,370 (+3%) Land $34,870 Building $103,500	$348,070 (+4.22%) Land $149,300 Building $198,770
2024	$2,433.00 (-2.48%)	$134,340 (+3%) Land $33,850 Building $100,490	$333,980 (-1.5%) Land $137,000 Building $196,980
2023	$2,495.00 (+8.9%)	$130,430 (+2.99%) Land $32,860 Building $97,570	$339,080 (+11.15%) Land $138,200 Building $200,880
2022	$2,291.00	$126,640 Land $31,900 Building $94,740	$305,070 Land $117,500 Building $187,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.2% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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